User:Md Zaki Anwar/sandbox

Tagline Chartered Aspirant;Delhi University Alumni;Associate Financial Planner by Financial Planning Standards Board India;Business Strategist;Textile Merchant;Founder Member SEWA Trust;Academics Head of International Public School.

Introduction MD ZAKI ANWAR is well knowed by ANWAR MERCHANT. He is commerce graduate from DELHI UNIVERSITY now he is an aspirant of CA program run by THE INSTITUTE OF CHARTERED ACCOUNTANTS of INDIA. He is awarded ASSOCIATE FINANCIAL PLANNER(AFP) designation by FINANCIAL PLANNING STANDARDS BOARD INDIA. He is associated with Textile business family by born.He is textile merchant and his family having textile shop in West Bengal i.e. PUBLIC FANCY CLOTH MERCHANT. This shop deals in Siyaram Suitings & Shirting,Dress Material and Sarees. At the time of his college education he was member of National Service Scheme. Recently he is appointed ACADEMICS HEAD of INTERNATIONAL PUBLIC SCHOOL which is run by SAMAJIK EDUCATIONAL & WELFARE ASSOCIATION a registered Trust of which he was also a Founder Member. He has immense pleasure in recognizing every individual who has supported him in every moment of life,in general for forwarding approach.He thank almighty ALLAH for all opportunities and threats.These have taught him to learn,improve and evolve.He thanks to his father MR. MD ANWAR HUSSAIN who has gifted knowledge of business and sense of judging the business environment. yes,finally he thanks to his mother, whose religious thoughts must have sent many angels to protect him.He thanks all his well wishers who trust upon him a lot.They have believe and conviction on him.He promises,he shall always be committed to his duty and responsibility towards them. Personally his mission is to prepare professionals for rewarding and challenging opportunity by providing quality, competency based assignments that meet the changing needs of employers in emerging high demand industries. In order to meet the needs of diverse community of professionals,he provide assignments that balances Technical,Professionals and critical thinking components. IN PURSUIT OF THIS MISSION he thanks to all.

BASIC STRATEGIC CONCEPTS of him:

A:Normally investing at least 80% of assets in securities of issuers in emerging markets (countries that have an emerging stock market as defined by MSCI, countries or markets with low- to middle-income economies as classified by the World Bank, and other countries or markets with similar emerging characteristics) and other investments that are tied economically to emerging markets and in shares of other emerging markets equity funds. Normally investing primarily in common stocks. Allocating investments across different emerging market countries. Implementing investment strategies by investing directly in securities through one or more managers (sub-advisers) or indirectly in securities through one or more other funds, referred to as underlying funds, which in turn invest directly in securities. Allocating assets among affiliated emerging markets funds (i.e., Fidelity funds) and non-affiliated emerging markets funds that typically participate in Fidelity's FundsNetwork, non-affiliated exchange traded funds(ETFs), and closed-end funds (underlying funds) and sub-advisers. Allocating assets among underlying funds and sub-advisers to attempt to diversify its portfolio in terms of market capitalization, investment style, and geographic region.

B:Foreign securities are subject to interest-rate, currency-exchange-rate, economic, and political risks, all of which may be magnified in emerging markets. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, economic or other developments. These risks may be magnified in foreign markets. The fund can invest in ETFs which may trade at a discount to their NAV. Fund of funds bear the risks of the investment strategies of their underlying funds.

FEATURES GIVEN by him:

1. No Transaction Fee Fidelity funds are available without paying a trading fee to Fidelity or a sales load to the fund. However, the fund may charge a short-term trading or redemption fee to protect the interests of long-term shareholders of the fund. Shares are subject to the fund's management and operating expenses. See Expenses & Fees for more information.

2. Total returns are historical and include change in share value and reinvestment of dividends and capital gains, if any. Cumulative total returns are reported as of the period indicated. Life of fund figures are reported as of the commencement date to the period indicated. Total returns do not reflect the fund's [%] sales charge. If sales charges were included, total returns would have been lower.

3. The Morningstar Category Average is the average return for the peer group based on the returns of each individual fund within the group, for the period shown. This average assumes reinvestment of dividends.

4. This chart illustrates the performance of a hypothetical $10,000 investment made in this investment product (and a benchmark or category average, if shown) from the beginning date shown or on the inception date of the product (whichever is later). The inception date used for products with underlying funds, or multiple shares classes, or are offered as a separate account, strategy or sub account, may be the inception date of the underlying fund, the earliest share class of the product, or the date composite performance for the product was first made available. The product's returns may not reflect all its expenses. Any fees not reflected would lower the returns. Benchmark returns include reinvestment of capital gains and dividends, if any, but do not reflect any fees or expenses. It is not possible to invest in an index. Past performance is no guarantee of future results. This chart is not intended to imply any future performance of the investment product.

5. Minimum investment for SEP-IRAs or Keoghs is $500.

6. Any holdings, asset allocation, diversification breakdowns or other composition data shown are as of the date indicated and are subject to change at any time. They may not be representative of the fund's current or future investments. The Top Ten holdings do not include money market instruments or futures contracts, if any. Depository receipts are normally combined with the underlying security. Some breakdowns may be intentionally limited to a particular asset class or other subset of the fund's entire portfolio, particularly in multi-asset class funds where the attributes of the equity and fixed income portions are different. Under the asset allocation section, international (or foreign) assets may be reported differently depending on how an investment options reports its holdings. Some do not report international (or foreign) holdings here, but instead report them in a "Regional Diversification" section. Some report them in this section as an to the equity, bond and other allocation shown. Others report international (or foreign) holding as a subset of the equity and bond allocations shown. If the allocation without the foreign component (or round to) 100%, then international (or foreign) is a subset of the equity and bond percentage shown. Fidelity Portfolio Advisory Service® is a service of Strategic Advisers, Inc., a registered investment adviser and a Fidelity Investments company. This service provides discretionary money management for a fee. Brokerage services provided by Fidelity Brokerage Services LLC, a Fidelity Investments company and a Member of NYSE and SIPC. Custody and other services provided by National Financial Services LLC, a Fidelity Investments company and a member of NYSE,NSE,BSE and SIPC. This fund is managed by Strategic Advisers, Inc. Pursuant to a Securities and Exchange Commission exemptive order, Strategic Advisers intends to act as a manager of managers, meaning that Strategic Advisers has the responsibility to oversee sub-advisers and recommend their hiring, termination, and replacement. See the prospectus for details. Generally, data on Fidelity mutual funds is provided by FMR, LLC, Morningstar ratings and data on non-Fidelity mutual funds is provided by Morningstar, Inc. and data on non-mutual fund products is provided by the product's investment manager, trustee or issuer or the plan sponsor whose plan is offering the product to participants. Although Fidelity believes the data gathered from these third-party sources is reliable, it does not review such information and cannot warrant it to be accurate, complete or timely. Fidelity is not responsible for any damages or losses arising from any use of this third-party information. Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Contact Fidelity for a free prospectus and, if available, summary prospectus containing this information. Read it carefully. WITH WINNING REGARDS, MD ZAKI ANWAR