User:Memon KutianaWala/sandbox/Ref Wayne

Ref Wayne also known as Refiloe Nkele born on 3 March 1995 in Meadowlands, Gauteng, South Africa is an Entrepreneur, Philanthropist, and Author. Ref Wayne is a founder of the African Forex Institute (AFI), The Armageddon Systsme (AMG), and Pipcoin first digital currency of Africa which was launched in 2016.

Career & Early Life
Ref Wayne completed high school in 2011, he started his career as a Forex Marketer in 2016. Ref Wayne is an author of the book "The Art of Trading" which was published in 2017. Wayne appears in various Television channels and Radio Shows of South Africa where as a Keynote speaker and seminar leader.