User:Michaelazanni/sandbox/draft

= Reliance Authentication =

How it is used
Reliance Authentication uses multi-step inputs to ensure that the user is not a fraud. Everyone uses it now, even if you are not aware of it. Some examples include:


 * When using a credit card- Swiping a magnetic stripe or Inserting a chip followed by a signature. (In some cases, the last 4 digits of your Credit Card is taken)
 * Answering a Captcha question to prove you are not a robot.
 * Security Keys
 * Verifying an online account via SMS or email.
 * Time-based One-time Password algorithm.

Disadvantages
Disadvantages of reliance authentication methods are:


 * the reliance on low-cost authentication methods like computer chips, incite hackers to steal information.
 * the absence of effective tools to monitor fraud, particularly since the transition from magnetic stripes to computer chips.
 * extra time for admins to upload additional software and users to input their information.
 * its inability to support mobile devices.
 * poor password practices allow frauds to steal information from multiple platforms.