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Salvatore Scanio
Salvatore Scanio is an American lawyer. He is currently a member with Ludwig & Robinson PLLC in Washington, DC.

Scanio is a graduate of Tulane University, earning B.A. (cum laude with departmental honors), J.D. (cum laude), and M.B.A. degrees.

Scanio has represented clients in domestic and international litigation involving banking, insurance, and other commercial disputes. He has represented clients on liability, defenses, and loss recovery in bank and corporate fraud schemes.

Scanio has published scholarly articles in the areas of banking, cybersecurity, payments, fraud, cybercrime, and the Uniform Commercial Code (Articles 3, 4, and 4A). His articles include: ''Technology and Salvage: Using Social Media in Recovery and Allocating Cybercrime Funds Transfers to Third Parties'', Am. Bar Ass'n, Tort Trial & Insurance Practice Section Fidelity and Surety Law 2020 Midwinter Conference (Jan. 31, 2020) ; Interbank Liability for Fraudulent Transfers via SWIFT: Banco del Austro, S.A. v. Wells Fargo Bank, N.A., 36 BANKING & FIN. SERVICES POL’Y REP. 8 (Dec. 2017) ; Payment Card Fraud, Data Breaches, and Emerging Payment Technologies, XXI Fidelity L.J. 59 (2015) ; Contracting out of the Uniform Commercial Code: Reducing Bank Liability by Shortening the One-Year Notice for Reporting Check Fraud, 33 BANKING & FIN. SERVICES POL’Y REP. 15 (NOV. 2014) ; ''Surging, Swift and Liable? Cybercrime and Electronic Payments Fraud Involving Commercial Bank Accounts: Who Bears the Loss?, 16 J. INTERNET L. 3 (Apr. 2013) ; and Malware and Fraudulent Electronic Funds Transfers: Who Bears the Loss?'', XVI FIDELITY L.J. 101 (2010).

Scanio’s articles have been cited by leading federal court decisions in cases involving cybercrime. These include: the first decision to address commercially reasonable security procedures under UCC Article 4A in a malware case, Patco Construction Co., Inc. v. People’s United Bank and a business email compromise case by the U.C. Court of Appeals for the 11th Circuit, Peter E. Shapiro, P.A. v. Wells Fargo Bank, N.A., 2019 U.S. App. LEXIS 35604 (11th Cir. Nov. 27, 2019).

Scanio has been quoted in the media in the area of cybercrime and bank liability. Reuters, Cyber Thieves Exploit Banks’ Faith in SWIFT Transfer Network (May 20, 2016).

Scanio has presented at numerous industry conferences, including the American Bar Association Fidelity & Surety Mid-Winter Conference in New York (Jan. 2020) ; Cybercrime: Maximizing Opportunities and Minimizing Threats for Financial Institutions, The Knowledge Group Webinar (Apr. 2017) ; Payment Card Fraud and Emerging Payment Technologies, Fidelity Law Association Annual Conference (Nov. 2015); Counterfeit Cashier’s Checks: Avoiding Both Fraud and Revenue Losses, BAI, Payments Connect 2014, The Future of Payments Fraud, Las Vegas (Mar. 2014); and Malware and Fraudulent Electronic Funds Transfers, Fidelity Law Association Annual Conference (Nov. 2010). Scanio has been a member of the Federal Reserve System’s Secure Payment Task Force.