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The Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency (FEMA) as an area having a special flood or mudflow, and/or flood related erosion hazard, as shown on a Flood Hazard Boundary Map or Flood Insurance Rate Map. . Areas within the SFHA are designated on the Flood Insurance Rate Map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30 or V.