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Causes
Some shopkeepers may be trying to minimize costs ("cost-based statistical discrimination"). In these cases, researchers describe the cause of racial profiling as "subconscious racism", with retailers making assumptions about their black clientele based on stereotypes that say blacks are likelier than others to commit crimes and to not be credit-worthy.

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Market Power of ethnic minorities

Out of all ethnic minorities, blacks tend to spend the most on services and products. (www.ewowfacts.com).