User:Nancyjomiller/sandbox

= Thuan Nguyen = Thuan Nguyen is a businessman who founded Loan Factory, one of the largest mortgage brokerage firms in the US. He is also the creator of MOSO software which is a business management platform designed for mortgage brokers and loan officers.

Early Life and Education
Thuan was born August 17, 1972 in Saigon, Vietnam. Growing up in a poor family, his greatest desire was to get an education and improve his situation. After a few failed attempts to escape, Thuan immigrated to the United States in 1992.

Although he arrived in the US speaking very little English, Thuan graduated from UC Berkeley with a major in Business Administration in 1998. He went on to obtain a Master of Information Management & Systems degree in 2002.

Career
After graduating, Thuan went to work for Morgan Stanley as a data analyst. In 2006, he left to explore other options that would offer more of a challenge and greater opportunity. He obtained his real estate broker license and started a brokerage firm. Without having the benefit of experience, a mentorship, or a client base, the business quickly proved to be unsuccessful.

Thuan shut down his brokerage and went to work full-time for Guidewire Software, a technology start-up company in Silicon Valley. When The Great Recession of 2008 caused the collapse of the housing market and low mortgage rates, Thuan was able to successfully rebuild his mortgage company, Loan Factory, on the resulting refinance activity.

Frustrated with the limitations of using an Excel spreadsheet to keep track of loan status and activities, Thuan began designing his own software with the help of a friend in Silicon Valley. In 2017, Thuan founded MOSO Software. The software has helped Loan Factory and many other brokers rapidly grow their businesses.

Thuan has achieved a number of accomplishments and became the number one mortgage loan originator in the US in 2020 with over $2 billion in production.

Personal Life
Thuan resides in San Jose with his wife, Huong Le, who is a pharmacist. They have three children; all of whom are fluent in English, Spanish, and Vietnamese.