User:Nazmul475/sandbox

Introduction
sManager is an one-stop business solution app for MSME (Micro, Small and Medium Enterprise), which allows a user to track sales, cash flow, inventory management/warehousing, order processing, account management and beyond. This mobile based application assists MSMEs to ensure daily business activity management and monitoring.

In December 2019, Sheba Platform Limited, a tech conglomerate based in Bangladesh, launched its Micro SME faced wing, sManager with an aim of digitizing Micro Merchants of Bangladesh. It has been a journey of 18 Months, and sManager has been one platform that has gone viral with 30X growth over the period. From a humble beginning with only the service providers of Sheba Platform Limited, sManager is now a family of 10 Lac+ micro merchants. In the last 12 months, transacting merchants have grown 20X, 4.6B transactions have already been recorded on the platform.

sManager has been able to cater to the major pain points of the micro merchants- a) Cashflow Management, b) Error in Record Keeping, c) Time & Resource efficiency & d) Source of Investment and Additional Earning. sManager have digitized business operations of Micro-retailers and distributors enabling them for managing daily sales, credit, stocks, collections, and leveraging transactional data to access credit worthiness ensuring root-level financial inclusion. Digital merchants across Grocery, Electronics Stores, Clothing Stores, Mobile & Accessories, M-Commerce & Top Up, Pharmacy, Service & Repairing, E-Commerce, Poultry & Agriculture and Restaurant & Catering uses the SAAS mobile application for business operation or a proportion of it.

History
sManager officially launched back in December, 2019 with a mission to create an ecosystem to empower micro and small entrepreneurs by using technology and business process outsource services from the platform with innovation and partnership. Although the product has been in the making for a long time, the company launched it during it's 2nd Service Awards ceremony. Mr. Junaid Ahmed Palak, Honorable State Minister for Information and Communication Technology (ICT) inaugurated the ceremony along with other dignitaries.

In April 2021 it touched the milestone of 1 million downloads.

Features
1. Core Functionality

sManager is a unique and timely proposition for the existing MSME model. First of its kind, this end-to-end business solution will add a new dimension in decision-making and business operations.

2. Features & Services


 * POS (Becha Bikri): The POS is a basic feature which enables users to give everyday sales entries. With this feature one can easily keep the sales tracking and accounting. At the end of the day, one can view the total sales volume for the day in the form of reports. One can also see the daily, weekly, monthly and annual sales accounts together with the dashboard.


 * Due Tracker (Bakir Khata): Using this feature one can easily keep track of creditors and debtors. One can send auto due repayment reminders via SMS.


 * Digital Collection: Using the Digital Collection feature, one can receive payments through various digital platforms - such as Debit/Credit card, Online Banking or MFS like bKash, Nagad etc.


 * EMI (Kisti): The shop owner can offer EMI facilities to his/her credit card holder customers through this feature.


 * Online Store: Anyone can open a personal online store within a short period of time. This feature enables SMEs to have their personal e-Commerce web store.


 * Top Up: Beside regular incomes, SMEs can earn extra money by doing recharge business through this feature.


 * Marketing & Promo: With this feature one can do SMS marketing and Facebook marketing, can set special promo offers and can create promo codes.


 * Digital Loan: With this feature anyone can apply for a loan without any hassle or physically going to the Bank.


 * Stock: Stock allows you to add new products to your inventory. Inventory allows you to sell from the list of products and keep stock counts easily so that the problem of lost, stolen or unaccounted goods will always be under your watch.


 * Sales Tracker (Bikrir Khata): You will be able to know the total cash and the rest of the sales through the sales account. All the sales entries can be seen in the sales register at once.


 * Wholesale Marketplace (Paikari Bazar): From the wholesale market one can buy the services or products at wholesale prices.


 * Report: To view a sales report by product, sales report by customer and sales point report, an user will get an account statement in the report feature. Here you will find all the reports you need to make big and small business decisions.


 * Accounting (Hisab Khata): One can see the profit and loss of one’s business through accounts. One can easily know the overall condition of the business by looking at the daily, weekly, monthly or annual profit and loss of the business. Also, find out the total amount of debt involved in the business.


 * Gift Shop: Through Gift Shop one can purchase various  gift items through reward points, which can be gathered through sManager.


 * Dashboard: Dashboard lets one to view one’s business transactions at once. One can easily compare daily, weekly, monthly or yearly accounts to see which week or month your sales have been higher and which are lower. The dashboard will basically help to understand the overall picture of the business, allowing the owner to decide what to do to improve his/her business.


 * Contact List: The Contact List allows the owner to see the individual total purchases, balances, debts, and promo codes used by each of the customers. In addition, to understand customer loyalty and build relationships, one needs to know when a customer is becoming an actual loyal customer. Addition to that Suppliers contact list can also be seen categorically.


 * Extra Income (Barti Aay): Using this feature, one can earn extra revenue in the sManager app by referring to any service in the service marketplace sheba.xyz.