User:Npatel23/Evaluate an Article

Evaluate an article
This is where you will complete your article evaluation. Please use the template below to evaluate your selected article.


 * Financial inclusion
 * This article discusses financial inclusion as a whole, and has a section dedicated to financial inclusion in India which is what I'm interested in researching.

Lead
The Lead of this article includes a clear and concise introductory sentence on the topic. In addition to an introduction, it includes a definition that is sourced. However, does not include brief descriptions of all major sections. While it does reference future sections particularly when mentioning the evidence of effectiveness, it mainly provides statistics on populations and countries with high levels of financial exclusion. It does not clearly outline the rest of the article. The Lead also includes statistics on countries and regions that are not mentioned later in the article. Particularly, it mentions sub-saharan Africa and the United States, though these countries are not mentioned later. The Lead is fairly concise however I believe it is slightly unorganized, and doesn't necessarily function as a Lead should. It doesn't lay out the rest of the article, and has extraneous information such as statistics that might be more useful if placed later in the article with more context.

Content evaluation
Most of the article's content is relevant to the topic. Only one section on tracking financial inclusion through budget analysis seems slightly off-topic and appears to be a section that should be linked to another article, but it's possible a more specific article on budget analysis and inclusion doesn't exist. The content is fairly up-to-date however some of it could still be updated. Content focusing on financial inclusion by country seems more outdated with the most recent policy changes referred to being in 2016, however other sections of the article have citations from 2019. I believe the article as a whole could be expanded to include numerous countries beyond the Philippines, India, and Tanzania. The India section covers a lot of content, but it is not very well organized.

Tone and Balance
Overall, the article is in a neutral tone and doesn't appear to contain any biased language. There aren't any claims that appear heavily biased, however the section on "Evidence on the effectiveness of financial inclusion interventions" only has one citation and could be more flushed out to provide a more balanced perspective. The article does not attempt to persuade the reader in favor of any particular position. I was particularly wary of the "Controversy" section however key points are all cited. While no particular viewpoint is overrepresented or underrepresented, again the India section is quite large and creates an imbalance in the article suggesting that it is one of the only countries working on financial inclusion policies.

Sources and References
All facts in the article appear to be backed by a reliable source of information, however the sources appear to be mostly from government or organization reports and press releases, with fewer sources being peer-reviewed journal articles. This may reflect the available literature, however more peer-reviewed articles likely exist and should be added. In general, sources are current, however most news articles are from 2013-2014 and the content they back up should be updated if necessary.

Organization
The article isn't very well written, and while some portions are concise and easy to read, others are very long, confusing, and have odd grammar and sentence structure which make it more difficult to understand. Additionally, the article is broken down into sections however, they don't appear to reflect the main points of the topic very well. Again, the length of the India section overshadows much of the article, and other sections appear unimportant in comparison which should not be the case.

Images and Media
The article doesn't include any images. It's possible that a chart or diagram might be a useful addition to certain sections if adhering to copyright regulations.

Checking the talk page
The talk page has been recently active with a discussion around merging the microfinance and financial inclusion articles. Additionally, it was mentioned that the India section was long, and an editor suggested it be moved to a separate page which I may be able to work on. There were also comments on the organization of the page, and other editors believed that the text wasn't extremely well written and could use editing to provide clarity. The article is the subject of an educational assignment through the India Education Program in Spring 2018 through New York University. The article in general has a more objective perspective on the topic, and doesn't include much of the frameworks of analysis that have been important for us to discuss in class such as the "problem" it is addressing a la Katz.

Overall impressions
I believe overall the article is set on a solid foundation but could use more updating by bringing in citations through scholarly sources, particularly peer reviewed journal articles. The article fairly lengthy in some sections and thus contains a lot of good information which is a strength. However, in some cases this leads to an imbalance and the article could likely be improved through better organization, more concise and clear phrasing, and by shifting some of the content to other wikipedia pages and then linking them. I believe the article is fairly developed but there is definitely content I could add and edit to improve this article.