User:Nsoffio/Tim Dwyer

Timothy (Tim) Dwyer is founder and Chief Executive Officer of Entitle Direct Group, Inc, the parent group of EnTitle Insurance Company and its direct distribution channel, ENTITLE DIRECT. His business model revolves around cost-effective title insurance and complete closing services across the United States of America.

=Early life & Education=

Mr. Dwyer, born in 1961, is a native of Chicago, Illinois, and is the 4th of 7 children in an Irish-Italian family that settled in Oak Park, IL two generations earlier.

He graduated from the University of Illinois at Urbana-Champaign with a Bachelor of Science (BS) in Accounting in 1983.

Having decided that public accounting was not the path he had anticipated, he attended the The University of Chicago Booth School of Business and graduated in 1987 with a Master of Business Administration (MBA) with a concentration in finance.

He is currently married with three children.

=Career=

Prior to founding Entitle Direct Group, Mr. Dwyer was a Partner and Managing Director of Greenhill & Co. (NYSE: GHL), where he advised insurance companies and private equity firms on the execution of their strategic plans, including acquisitions and workouts.

Before joining Greenhill & Co. in 2002, he was a Managing Director at Donaldson, Lufkin & Jenrette (acquired by Credit Suisse ) for nearly a decade. Working there from 1993 to 2001, he specialized in the insurance industry, advising property, casualty, and life insurance companies on raising capital, acquisitions, divestitures and strategy, on both a domestic and international basis.

Earlier still, Mr. Dwyer was a Vice President at Salomon Brothers. His former clients include ACE Limited, Allstate, Chubb, CNA, Executive Risk, Generali, Kansas City Life, Markel, MBIA, Progressive, Trenwick, Vulcan Capital and XL Capital Ltd.

=Role in Entitle Direct Group, Inc.=

Mr. Dwyer decided to leave Wall Street in 2005 after closing on his home in New Canaan, CT. Frustrated with closing costs that were disproportionately high, particularly from the title insurance premium, he created a team of 30 investors and purchased in 2006 Guardian National Title Insurance Company, an Ohio-based title company founded in 1978. In 2008 Guardian was renamed EnTitle Insurance Company in 2008 to serve as an alternative to the handful of major national underwriters. That summer ENTITLE DIRECT went live as the direct distribution channel.

The parent underwriter, EnTitle Insurance Company, currently has an "A' Prime, Unsurpassed" Financial Stability Rating (FSR) from Demotech. An FSR is a leading indicator of an insurer’s stability. FSRs are based upon a series of quantitative components that comprise Demotech’s Financial Stability Analysis Model. FSR’s are accepted by government-sponsored enterprises, including Fannie Mae, Freddie Mac, and various programs of the United States Department of Housing and Urban Development (HUD), and mortgage lenders.

ENTITLE DIRECT has been a BBB Accredited business since April 2009. This means it supports BBB's services to the public and meets BBB Accreditation standards. It holds an A+ rating.

=References=