User:Olex93/sandbox

= GoCardless =

Summary
GoCardless is a payment technology company headquartered in the United Kingdom[2]. GoCardless enables businesses to collect ad hoc and recurring payments from customers via bank debit, and integrates with software including Xero[3], Sage[4] and QuickBooks[5].

GoCardless has offices in London[11], Paris[16], Munich[17], Melbourne[15] and San Francisco[11].

History
GoCardless was founded by Oxford graduates Hiroki Takeuchi, Tom Blomfield and Matt Robinson in 2011. It launched its product in February 2012 in the UK[8].

GoCardless has received funding from Y Combinator[6], [7], [8], Adams Street Partners, Accel, Balderton Capital, GV, Notion Capital, Passion Capital, Salesforce Ventures, and in February 2019 secured $75M to launch in America[9],[10],[11].

Blomfield left the business in 2013 and later founded Monzo. Robinson left in 2015 to set up Nested but remains on the board[12].

In September 2019, GoCardless was ranked 41st in the The Sunday Times Hiscox Tech Track 100 league table, which ranks Britain’s 100 private tech companies with the fastest-growing sales over their latest three years[13].

In October 2019, GoCardless was listed as one of the top 50 Y Combinator companies by valuation[14].

In November 2019, GoCardless and TransferWise announced a partnership to create a global network for businesses to collect recurring payments from customers located around the world[15]. GoCardless also reached a milestone of being used by 50,000 businesses globally[18], including Bulb, DocuSign and TripAdvisor[20][21].

Products and services
GoCardless provides businesses the technical, regulatory, security, and banking infrastructure to collect recurring payments via bank debit.


 * Invoice payments - Businesses can use GoCardless to collect ad hoc invoices, of differing amounts at irregular frequencies.
 * Recurring payments - Businesses can use GoCardless to collect recurring payments, such as subscriptions, of fixed or variable amounts, at fixed or variable frequencies.
 * International payments - Businesses can use GoCardless to collect payments from 30+ countries, with or without having local bank accounts in those countries. Foreign currency exchange, powered by TransferWise, is built into the product.
 * API - Developers can use GoCardless’ API to integrate bank debit payment processing into their website or app.
 * Integration with other software - GoCardless partners with over 100 software companies to provide their users pre-built integrations between the software and the GoCardless product.

Countries and currencies
Businesses can sign up to collect payments through GoCardless if they are based in any of the following countries (as of Feb 2020):


 * 🇦🇺 Australia
 * 🇦🇹 Austria
 * 🇧🇪 Belgium
 * 🇧🇬 Bulgaria
 * 🇨🇦 Canada
 * 🇭🇷 Croatia
 * 🇨🇾 Cyprus
 * 🇨🇿 Czech Republic
 * 🇩🇰 Denmark
 * 🇫🇮 Finland
 * 🇫🇷 France
 * 🇩🇪 Germany
 * 🇭🇺 Hungary
 * 🇮🇹 Italy
 * 🇱🇺 Luxembourg
 * 🇲🇹 Malta
 * 🇳🇱 Netherlands
 * 🇳🇿 New Zealand
 * 🇳🇴 Norway
 * 🇵🇱 Poland
 * 🇵🇹 Portugal
 * 🇮🇪 Republic of Ireland
 * 🇷🇴 Romania
 * 🇸🇰 Slovakia
 * 🇸🇮 Slovenia
 * 🇿🇦 South Africa
 * 🇪🇸 Spain
 * 🇸🇪 Sweden
 * 🇨🇭 Switzerland
 * 🇬🇧 United Kingdom
 * 🇺🇸 United States

Businesses can collect payments through GoCardless from customers located in the following countries (as of Feb 2020):


 * 🇬🇧 United Kingdom (via Bacs Direct Debit)
 * 🇪🇺 Eurozone (via SEPA Direct Debit)
 * 🇸🇪 Sweden (via Bg Autogiro)
 * 🇩🇰 Denmark (via Betalingsservice)
 * 🇦🇺 Australia (via BECS Direct Debit)
 * 🇳🇿 New Zealand (via BECS Direct Debit)
 * 🇨🇦 Canada (via Pre-Authorized Debit)
 * 🇺🇸 United States (via ACH Debit)

List of currencies GoCardless serves (as of Feb 2020):


 * 🇬🇧 British pound (GBP)
 * 🇪🇺 Euro (EUR)
 * 🇸🇪 Swedish krona (SEK)
 * 🇩🇰 Danish krone (DKK)
 * 🇦🇺 Australian dollar (AUD)
 * 🇳🇿 New Zealand dollar (NZD)
 * 🇨🇦 Canadian dollar (CAD)
 * 🇺🇸 United States dollar (USD)