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Impact and Severity of Online Scams

The main purpose of my paper is to present the statistics about online scams and then present the measures that individuals and companies should take to protect people who are vulnerable to these types of scams

Key points include the mindest that scammers have and the way that effects our inclinations of the severity of the problem

In addition it will go into the warnings and info that big companies should include with their sevices in order to warn users of these risks

References:

The ethics of ethical phishing | TSC. (2019, July 10). Retrieved November 8, 2020, from The Security Company website: https://www.thesecuritycompany.com/insights-measurement/the-ethics-of-ethical-phishing/ The purpose of this work is to analyze the value of training employees on how to deal with online scams as well as the morals behind the scammer and exposing people to these types of situations to spread awareness. This work made by the insider and is aimed at employers and people interested in analyzing the subject of these moral situations. This article takes a unique approach to the moral conversation of scams to a management perspective. The strength of the piece is the presentment of different situations and the impact in the workspace.

Rotenberg, K. (2019, December 20). Inside the mind of the online scammer. Retrieved November 8, 2020, from The Conversation website: https://theconversation.com/inside-the-mind-of-the-online-scammer-127471 This article is meant to dive into the mind of an online scammer to find out what drives them to go for such a low angle with their potential victims. It analyzes social behavior and mental strategies that they use and how to warn people of common formats that may be scammers. The authors are a newsletter that has a wide range of topics. This is relevant to the topic on how to understand scammers so we can then in turn find out how to minimize their impact and educate people on how to deal with scammers. No real unique features but the strengths of this are in the presentation of logic and reasoning to go through the process of scams and dissect the motivation and tactics scammers use.

This website analyzes the factors that may come into play to make people fall for seemingly obvious online scams. Stress and being desperate and the roles they play in the susceptibility of people online. It also goes into how the scammers seek out people like this in order to have a higher chance of running a successful scam.

Individual differences in susceptibility to online influence: A theoretical review - ScienceDirect. (n.d.). Retrieved November 8, 2020, from ScienceDirect.com | Science, health and medical journals, full text articles and books. website: https://www.sciencedirect.com/science/article/pii/S0747563217301504 This website goes into the levels of susceptibility of online influence and presents strong arguments to the scammer’s mindset being corrupt and self-righteous, often justifying their actions and targeting older people who are more easily scammed. In addition, it goes into the strong influence that rapid mobile technological development has played in making it easier than ever to be scammed. How to Recognize and Avoid Phishing Scams | FTC Consumer Information. (2019, May 3). Retrieved November 8, 2020, from Consumer Information website: https://www.consumer.ftc.gov/articles/how-recognize-and-avoid-phishing-scams This article goes into how one can avoid online scams and recognize phishing attempts. In addition it talks about how to handle online scams, what to do if you accidentally reply or get caught up in one and how to report scammers to authorities. Overall it is a very good objective article on avoiding and dealing with online scammers and what patterns to look out for in order to identify one.

Common Internet Scams & How to Avoid Them | SafeWise. (2020, September 8). Retrieved November 8, 2020, from SafeWise website: https://www.safewise.com/blog/internet-safety-avoid-online-scams/ This article goes into how to avoid online scams entirely. It also presents useful statistics on the number of people who get scammed and how much money is scammed yearly. The numbers really show how a seemingly small problem actually effects a large portion of people and has cause hundreds of thousands of dollars. Top Online Scams Used by Cyber Criminals to Trick You. (2019, May 5). Retrieved November 8, 2020, from Heimdal Security Blog website: https://heimdalsecurity.com/blog/top-online-scams/ This website goes into the top online scam methods and how to avoid them. Reading this really gives a sense of all the new avenues for scams that technological development has opened up. The mass impact and the seemingly inhuman behavior that scammers go by, thinking they are above the rules of society or country. The article also goes into the best ways to deal with potential scam situations.

Elderly Fraud Scams: How They’re Being Targeted and How to Prevent It. (n.d.). Retrieved November 8, 2020, from Association of Certified Fraud Examiners website: https://www.acfe.com/fraud-examiner.aspx?id=4294997223 This article specifically talks about elderly people and how they are targeted immensely by online scammers. A combination of being new to technology and old age leads to many seniors to be scammed and even sought out by many scammers, often doubling down on any form of weakness that they can gleam. It also talks about how scammers will willingly take money from people who actually need it and are using it to support themselves or their families that don't have a stable income. Norris, G. (2 C.E.). The Psychology of Internet Fraud Victimisation: a Systematic Review | SpringerLink. Retrieved November 8, 2020, from Journal of Police and Criminal Psychology website: https://link.springer.com/article/10.1007/s11896-019-09334-5 This article goes into statistics of online scams and the massive amount of theft that has been enabled online, partially from users not being educated enough to sniff out scams but also online services being non-existent in the prevention and countering of scammers. The large numbers show how there is no surprise so many scammers exist when the market for gain is so high. Very minimal templates and hooks that scammers use to lure people in lead us to question where these people find the reasoning to do this sort of thing.