User:PESA SMART/sandbox

PesaSmart Game.
PesaSmart is an interactive fun group physical card game from Uganda that teaches players to manage their income and resources to reach their financial goals. It is a game derived from Monopoly, the famous multi-player economics themed board game. The objective of the player in the "Pesa Smart" card game is to navigate through investments of both recurring and unexpected expenditures with the goal of having more investments than debt when the AUDIT card is played. the cards involved in the game include;

Master Card / AUDIT / RETIREMENT. This card signifies the end of the game once played. Players will count their income against their assets, subtract their expenses, pay off any loans and the player with the highest income/assets wins the game.

Loan cards which are played at any time in the game at the point when a player needs to borrow money to purchase an asset or to pay off an expense.

The Death Card which jolts the game and also acts as a secondary goal to survive it.

Expense Cards which will remove money from the player. They will be a mixture of recurring expenses like food, bills, illness, fire. A player can defer up to a maximum of 2 expense cards.

Income cards which are investments that will provide an asset base to the player.

Protection Cards, like the insurance cards, professional fees, will, cushion players against unexpected expenditure.

The game was in 2017 by Mr. Abid Weere Busingye, founder and Chief Executive Officer of a company called Innovent Consults Ltd Africa, a financial consulting firm in Uganda. it is a picture based game with simple text that is easily translatable into different languages for example, English, Luganda and Swahili. Within a few minutes, players are able to think critically about expense planning, loan management, asset holding, cash flow and hoarding.

Further Information
PesaSmart was awarded in 2017 as "the most effective card game" by the public-private sector partnership project "Banking on Financial Literacy". The project was run and sponsored by Bank of Uganda, GIZ, DFCU Bank and Stanbic Bank. The objective of the project was to develop, test, pilot and compare the cost-effectiveness of innovative tools which allow to increase financial literacy of employees in order for them to manage their personal finances better.

Since then, PesaSmart has been used by various key institutions like parents, couples, teachers, DFCU, Stanbic Bank, UNCDF, Amarin Financial, investment clubs, SACCOS, Schools, and universities. PesaSmart has crossed borders to Tanzania, Ethiopia, Canada, Scotland, Belgium and Saudi Arabia.

Traction
Since 2017, PesaSmart has made major headway on its way to the market and this progress can be seen with the following table.