User:PROPHESSY/sandbox

Alpha United Financial is a US financial service company with debt settlement as its primary core service. It is currently based in Fort Lauderdale, Florida and is a subsidiary of Alpha United Corporation a company headquartered in Fort Lauderdale, Florida. The company states that it has more than 150 employees.

Founded in 2003, Alpha United Financial negotiates on behalf of indebted consumers who are experiencing a financial hardship with the goal of avoiding bankruptcy (Chapter 7 or Chapter 13) by settling their unsecured debt at a discount to what is actually owed. The company primarily serves consumers where debt consolidation or home refinancing is undesirable or an unavailable option. They also serve those who cannot afford either their credit card minimum payments or the payments required in credit counseling. With the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act and the financial crisis of 2007-2009, debt relief options for consumers significantly decreased for both bankruptcy and mortgage refinance, increasing the demand for debt settlement.

Working with nearly 100,000 clients since 2003, the company reached $500 million in savings for their customers in December 2011. They did this by negotiating settlements on 188,000 individual creditor accounts for its clients becoming the second debt resolution company in the country to reach a half of billion in cumulative debt it has resolved for clients. AUF's CEO was quoted saying “The achievement of obtaining $500 million in settled debt – not just offers, but completed settlements – for consumers is positive proof of AUF’s ability to assist individuals who are in serious debt. From truly humble beginnings, AUF has maintained its singular commitment to save as much money as possible for each client who turns to the company for debt relief.