User:Rfcohen/sandbox

Spencer's Comments
"Although, there are many exemptions for non-Finnish citizens studying at a Finnish University to not pay tuition as well." ~ This sentence seems kind of weird to say. Maybe you could word it a bit differently, i.e. " There are, however, many exemptions for non-Finnish citizens studying at a Finnish University to not pay tuition as well."

I agree with what A. said about expanding more on what Kela is, because I also do not know what it is.

Finland
Excluding students from outside Switzerland, the EU, or EEA, there is no tuition fee for students studying at Finnish Universities. There are, however, many exemptions for non-Finnish citizens studying at a Finnish University to not pay tuition as well. In addition to going to college for free, students from Finland also receive student grants from the government. These grants are generally used for housing and compensates for up to 80% of rent for students who live independently. Through Kela, 40% of students take out student loans in addition to student grants. Student loans average to about 650 EUR a month for higher education within Finland and an average amount of 800 EUR a month for Finnish students studying abroad. These loans are not through Kela itself but a guaranteed loan through the student’s bank of choice. Besides just student loans and grants, Finland also compensates its citizens and others that qualify, a meal subsidy, school transport subsidy, and a student loan compensation for students who finish schooling in a target time.

In August 2017, Finland saw student loan drawdowns double to EUR 143 million from August 2016. The reform for financial aid resulted in students that qualify for government-guaranteed loans to increase to over 60%

Peer Review:

Explain what Kela is and maybe expand more on it

Maybe to start the 3rd sentence with, "in addition to going to college for free, students from Finland also get... ", just to make it more clear