User:Riteshmattar

Ritesh Mattar Born on December 16, 1979 in Jodhpur (RJ), India email: riteshmattar@gmail.com

Professional with 10+ years of banking experience in:

	Business Analytics 	Budgeting & Planning 	Product Management 	Project Implementation 	Team Management 	Retail Banking 	Branch Banking 	Retail Branch Operations 	Customer Service

I have an overall experience of 10+ years in banking with 4 years in branch banking and 6+ years in various profiles at corporate office ranging from Product Manager to Business Analyst to heading the Bank’s Budgeting and Planning activity. Extensive exposure to a gamut of areas including business strategy, operations, client relationship management, training and process improvement to analytics.

I am a leader, keen learner and enthusiastic team player. I find challenges exciting and am always focused. Core strengths include communication, presentation skills, and team building skills, people management, and analytics to summarize.

Axis Bank 2013 Till Date: Head Budgeting & Planning 2010-2013    : Retail Liabilities Analyst (ABR Team) 2008-2010    : Product Manager: Corporate Salary Accounts

Kotak Mahindra Bank (INGVYSYA Bank) 2007-2008    : Wealth Manager

DCB 2006-2007    : Manager Operations & Service

HDFC Bank (Centurion Bank Of Punjab) 2006-2007    : Personal Financial Consultant

IDBI Bank 2004-2006    : Customer Service Executive

Key Result Areas:

2013- Till Date •	Heading the ‘Budgeting and Planning’ Department of the Bank •	Played a major role in finalizing the ‘Strategic Business Unit’ wise budgets for the financial year in terms of both revenue as well as cost •	Involved in making strategies to achieve the budgets by analyzing the peer banks performance on critical parameters •	Analyzing the actual performance with the budgetary targets and discussing with business heads for the variance and then presenting it top management with proper reasoning and rationale •	Validation of different third party projects for cost-benefit analysis •	Negotiation with business groups in finalizing the quarterly achievements for driving the budgets and in finalizing the annual budgets for the Bank •	Conceptualized the board note and board presentations on Business Plan and analytical reports •	‘SPOC’ for all the budgeting related queries •	Prepared forecasting model based on statistics, business trends and other market and macroeconomics related data •	Involved in automating the budgeting activity to increase the productivity of team •	Mapped the macro economic data, banking data with the Bank’s own business •	Automation of Budgeting and Planning activity of the Bank

2010-2013 •	Worked as a Business Analyst for Retail Liability Business for the Bank •	Involved in providing support and coordination with ‘Zonal, Regional, Circle, Cluster and Branch teams’ •	Conceptualized the analytical and reporting dashboards for the liability and cross sell budgets for the Bank with detailed view right till the employee level •	Involved in conceiving the ‘Key Result Areas’ of the liability sales force in coordination with respective business heads and ensuring that the ‘KRA’ are measurable and non-ambiguous •	Strategic player in launching the daily branch wise business reports and weekly business reports to all the sales employees of the Bank •	Conceptualized analytical reports of retail liabilities and was involved in making strategies with the business heads to drive the business and to identify the star and laggard/ branches/ circles/ employees •	Was appointed as a ‘Single Point Of Contact-SPOC’ to automate the entire reporting model of the Bank with the vendor. Liaison with vendor, business groups and I.T. teams from data gathering till ‘Go-Live’ stage

2008-2010 •	Handled dual responsibilities of driving the sales and managing operational issues •	Drove a team of 90 Salary Relationship Managers and 40 Salary Cluster Heads for business •	Conceived and launched several campaigns to grow the business and increasing productivity •	Conceptualizing and implementing competent strategies with a view to penetrate new accounts and expand existing ones for a wide range of products / services as a Product Manager •	Driving and monitoring the sales of all the Corporate Salary Relationship Managers and Branch Employees through constant follow-up and strategizing in expansion of business and training of dedicated managers. •	Activating the branches and employees to increase the business opportunities and enhancing the capabilities of the sales force •	Adept in leading teams and interacting with cross functional resources •	Prepared sales budgets for core products as well as cross sell products for Corporate Salary sales resources : Salary Relationship Managers and Salary Cluster Heads •	Managing organizational needs and approvals required for day-to-day activities of the salary sales force •	Responsible for increasing the wallet share of Salary Accounts to the Bank’s overall Liability business. Led reports

2004-2008 •	Formulating individual RM and branch staff goals, short & long term budgets, developing business plans for accomplishment of target and goal of branch/ organisation; supervising overall operational performance of the branch, generating business as per management requirements and achieving set targets •	Conceptualizing and implementing competent strategies with a view to penetrate new accounts and expand existing ones for a wide range of products / services •	Gathering the market intelligence, tracking competitors’ activities & providing valuable inputs for fine tuning sales & marketing strategies; organizing sales promotional activities as a part of brand building & market development effort •	Organizing sales promotional activities as a part of brand building & market development effort •	Developing new streams for revenue growth and maintaining relationships with customers to achieve repeat / referral business; interacting directly with clients and redressing queries & issues to their optimum satisfaction and resolving crucial & long pending complaints; ensuring minimum TAT •	Establishing strong and reliable channel partners for deeper market penetration; providing training & direction to channel partners for ensuring quality performance •	Leading & monitoring the team members to ensure efficiency in process operations and meeting of targets •	Ensuring that the branch is fully complied with the banking regulations and norms •	Maintenance of all operational accounts and timely report submission and audit compliance

PROFESSIONAL ENHANCEMENTS

•	IIM K MDP: Enhancing Sales Force •	Association of Mutual Funds in India (AMFI) Certified •	NSE DEMAT Certified Trainer

EDUCATION

•	MBA from Jodhpur University, Jodhpur : 2002-2004: Rank Holder •	BE (Electronics & Telecommunications) from Amravati University : 1998-2002: Rank Holder