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= How Digitalization Affected Human Life In 21st Century   =

Introduction:
India is chalking out its own particular development methodology driven by Digitalization, availability, money - less/paper-less economy, and start-up advancement biological system. Indian financial development will be driven by the rising tech appropriation.

Smart Phones penetration is increasing in the nation with 700 million clients expected by 2020; we will have 331 million web clients by 2020. With Aadhaar UID, 1 billion clients can verify 100 exchanges for every day continuously. India Stack is a total arrangement of APIs for designers which incorporate Aadhaar for confirmation, e-KYC, and e-sign among others. All these will push innovative disturbance, advanced network, development of tech new businesses keeping in mind the end goal to accomplish the said vision of Computerized India. Innovation will enable organizations to execute effortlessly and effectively, and in this way contribute speedier to economy development. Dispatch of new gadgets that component iris scanner that is Aadhaar and STQC confirmed, will empower cashless and paperless administrations for keeping money, international ID, tax assessment, and so on. All these, alongside Quick Installment Administration, Bound together Installments Interface, smaller scale ATMs, m-POS and monetary incorporation programs by the Legislature, (for example, Pradhan Mantri Jan-Dhan Yojana), will forcefully make ready for computerized installments in India.

After Demonetization on November 8, we have seen an appropriation of installment arrangements like e-wallets, money cards, bit coins, online stages and POS (point of sales) services. Returning to India Stack, and how it will alter the space for business, fuel development, India stack contains four key layers-nearness less, paperless, cashless and assent. This implies for tech new companies and application engineers is that they can promptly make novel business applications utilizing the foundation gave by the stack.

“Policymakers have focused until now on improving the reach and affordability of ICT services,” says Mr. Singh

The Digital India initiative has huge potential to empower the country and aid economic growth by harnessing technology, said finance minister Arun Jaitley

History :
India has a great significance in history of digital transformation and technological change since 19th century. Now- a- days most of the information are digitalized and is creating a whole new universal language. All the sectors of India has a great digital transformation and still going through digital transformation. From 1990s onwards due to the advent of the Web and introduction of LPG (Liberalization, Privatization and Globalization.) digitalization was taking place.

World Bank report says that broadband penetration in India is increased by 10 per cent which can lead to a 1.4% increase in GDP (gross domestic product), making Internet important for enhancing the growth of the economy. Now in many sectors like corporate world educational sector etc. digitalization is taking place. Before 19th century the scenario was totally different. There was a very less use of technology and internet. But after 19th century there was great  change in technology, companies started to use the technology, computers and they started to train their employees so that can work easily and save all the information in digital form. In education system also, there was drastic change as now the students was also using internet and other stuffs for knowledge. In recent 5-6 years there was a drastic transformation in payment methods also. After demonetization, digitalization has a great impact transactions. In sector of marketing also, digitalization had a great impact. New online shopping websites like eBay, flip kart, amazon etc. was coming and people started to purchase things online etc.

India is still dealing with the problem of lack of technology as compared to big countries like Japan, U.S., China etc. which means that the digitalization will still grow in our country and are so many things which are still pending and our country have to adopt from the other country and we can conclude that there is still half way to go as this is just a beginning.

How Digitalization Has Affected the Education Sector:
Gone are those days when education was limited to Classroom and physical space where teachers were needed because today’s 21st century “power of technology” can never be denied, the internet and big data has played a crucial role in the digitalization of educational sector. Right from k-12 schooling to higher education programs, every level of our education system is affected by digitalization as with increased connectivity, speed and cloud based storage capabilities, schools and colleges have an enhanced communication network that has made ways for improved knowledge sharing. Digital portfolios are becoming quite a rage among school students and in higher education institution most of them provide students with digitalized learning materials managed through online learning management systems. And cherry on the top some universities are also experimenting with virtual learning spaces and have providing free online learning material, E-learning apps. And smart schools consisting basic computer system available and smart tools including smart board, visual audio education. And new initiative of Massive Open Online Courses or MOOCs are courses available online that integrate learning materials of different mediums like videos, texts, info graphics and so on into a package. Massive Open Online Courses or MOOCs are courses available online that integrate learning materials of different mediums like videos, texts, info graphics and so on into a package. They encourage consuming this information with the online student community via social networks. This has democratized the way of learning and instruction, especially in higher education programs and now you can get trained at your own pace from any location of your choice.

How Government Sector Is Affected Due To Digitalization:
A democratic country with 1.32 billion people, where government play a key role has truly transformed through the power of digital technologies by digitizing processes and making organizational changes, government enhancing services, saving money and improving quality of life of citizens. Digitizing a government requires attention to two major consideration: the core capabilities for engaging citizens and businesses, and the organizational enablers that support those capabilities. The core capabilities of digital government typically includes digitalization efforts on four direction i.e. services, processes, decision and data sharing. Significantly, the life of people in a country will be changed if the “Digital India” programme launched by PM Modi in 2015 progressively be worked upon till the time things can be achieved as per the plan. Glimpse of the plan include the facilities such as: (a) No more submitting documents as ideology is that people would be able to store all government issued documents in Digi locker and then will be able to share these document with government departments whenever required. (b) No more queuing to submit driving license application as idea is ability of people at large to submit application online it will be signed digitally and payment through e-pay services. (c) Modern post office where basically, in addition to packages emails through connected computers can be transferred.

In spite of all, one thing is left out without which all these will remain a myth, is accessibility of internet and hotspots everywhere, which has been decided to work upon by BSNL (Bharat Sanchar Nigam Limited) by setting up internet accessibility across the country so, that above all mentioned things can be fulfilled with tentatively decided arrangement of 53 to 250 BSNL locations But result is overwhelming and happy to know that promises were kept and currently there are 6409 hotspot location where total hotspots are 16121 in number. So, coming years of country can be seen in the glory and developed nation.

Digital Marketing:
The Term 'Computerized Marketing' was first utilized as a part of the 90's. In the 2000s and the 2010s, advanced advertising turned out to be more modern as a powerful method to make an association with the purchaser that has profundity and importance With disconnected showcasing, such issues are not liable to happen Digital promoting is frequently alluded to as 'web based showcasing', 'Web Marketing' or 'web promoting'. The term 'computerized advertising' has developed in prevalence after some time, especially in specific nations. In the USA for instance, 'web based showcasing' is as yet predominant, and in Italy it is alluded to as 'web advertising,' yet in the UK and around the world, 'advanced promoting' has turned into the most well-known term, particularly after the year 2013.

Digital innovations are winding up progressively vital in many divisions of monetary movement.

•        To grow today genuine firm ought to viably grandstand their administrations .Marketing which consolidates promoting is expected to tell clients your personality, how you can address their issues and how they can get in touch with you .one thing is certain in a computerized shopping word, if your firm isn't on display there - if purchaser can't find you while looking through a contender will get their business

•        A Digital Marketing Plan begins with a gathering between the customer and the media group to talk about the customer's business, the item/benefit, and the customer objective out of this up and coming showcasing plan, which is alluded to by advertisers as "the preparation."

•        During an instructions meeting, the customer will ordinarily specify that his item is high caliber, has a decent execution and aggressive cost, yet it isn't being bought. Accordingly, the advertising group does their investigation on the information and the present promoting plan, which the customer has by utilizing SWAT examination, underlying drivers’ investigation

Digitalization in Industries and Banks:
The main phase of digitalization is set to create products at a speedier rate than the Industrial Revolution. Computerized change must happen in the event that you need to contend with your rivals. Take Amazon Business as a flawless case. Propelling in 2015, the e Commerce stage delighted in an unbelievable $1 billion in deals in its first year digitalization will affect people in many ways like-

Those that will vanish (lost the race against the machine). For instance, representatives and authoritative staff, or truck drivers. Those that are in a joint effort with machines/calculations (keep running with the machine). For instance, those callings that depend on intellectual and social abilities, for example, specialists/specialists. Those occupations that are totally new or remain to a great extent untouched (running speedier than the machine or running an alternate race). For instance, parts in the inventive expressions are probably not going to be computerized, as are new parts that include overseeing information and machines. Inside that unique situation, our investigation proposes that computerized change can possibly make a noteworthy number of occupations. For instance, we found that digitalization could make about 6 million employments in simply the power and co ordinations businesses by 2025. on the other hand banks has rapidly pushed forward with digitalization in the event that they need  to be in a  situation to address  their customers issues better than anyone  might have expected  the advanced experience that client have on the e exchange stages for instance -will be fantastically  imperative here .huge information examination framework are additionally going to be instrumental in the digitalization  of the corporate and the venture saving money part.

How Digitalization Has Affected Our Lives:
With the growing years usage of internet have increased , it have facilitated the ease for doing business in the corporate world and along with that , it has impacted our personal lives as well. The world has pin pointed the limitation digitalization has carried, but none can deny the fact that with the help of digitalization the world and our personal lives too has moved forward. The technology has advanced from personal computers then to laptops, from laptops to tablets and from tablets to finally mobile phones, and thanks to internet and mobile phones the world is in our hands now. Now a days, there are various applications available which can be downloaded in our phones for free and facilitate our lives. there is one major type of application which has affected our lives the most, they  are various social media apps like twitter , Facebook , Whatsapp etc. which has helped people connect to different people from all around the globe. They can easily talk to a friend or relative who is sitting miles away. Other type of apps are the mobile wallets like Paytm, Mobiwik etc. have helped us in paying and receiving money easily. They are safe and easy to use. There various other apps which help us in our daily life like to look on our calorie intake or to provide recipes of different dishes etc. .. . . Other than apps there are other ways through digitalization has helped us. Like online banking, by using online banking we can transfer money, deposit money etc. without physically going to the bank. we can also fill forms for various things like to get our passport, driving licence , filling forms for various colleges around the globe etc. ,  such things help us to save our time and money. Now when you have to go somewhere new, you need not ask the direction to some else, there are apps which help you reach your destination, or when you want to shop at one click you can get products of different brands from all around the world. This is how digitalization has helped us in our personal lives.

Conclusion
To finish up we can't copy different Economies. Innovation and digitalization will drive development in India. Digital Bharat is the objective, which will make open doors for partners and businesses alike. The cashless and paperless economy is catapulting little and medium organizations, making it less demanding to execute. So much information and exchanges is making enormous requests for digital security, stockpiling, web execution and quicker figuring.

A carefully propelled India will make more openings for work. Homes, organizations and businesses will end up brilliant, urban communities will be keep running on the snap of a catch, exchanges will be managed without money bothers and the general economy will end up more being more stronger.

Footnote

 * 1) GeSI, #SMARTer2030: ICT Solutions for 21st Century Challenges, 2015.
 * 2) Accenture, Waste to Wealth, Palgrave Macmillan, 2015.
 * 3) Tholons, IT-BPO Industry’s Direct and Indirect Economic Impact: The Outsourcing Multiplier applied to the Philippines and Indian Economies, 201
 * 4) Skills Future SG