User:SandSculptr/Evaluate an Article

Which article are you evaluating?
Interest rate

Why you have chosen this article to evaluate?
I am very passionate about the american lending system. Interest rates can be used to stimulate as well as depress economies for short and long periods of time. Recently, the American economy experienced a very hike interest rate hike which has produced a ripple effect among banks, corporations, and consumers.

Evaluate the article
Lead Section: The lead section clearly and concisely describes the articles topic. However, it does not include a brief section on the articles major sections. It also contains a section on the interest rate has been "characterized" ... and proceeds with an unclear definition which feels extraneous and too specific for a lead section. I would recommend moving the definition to the body of the article or making it a clear definition.

Content: In related terms, the sentence "a discount rate is applied to calculate present value" seems unfinished. The term, discount rate, is extremely complex and offers no hyperlink to a source on discount rates, nor doesn't it elaborate on what present value is. Both these terms are complex financial jargon that either need to be elaborated on (my preference) or left out of the article entirely.

Tone and Balance: The article is a neutral tone, well-written.

Sources and Reference: Interest rates are a long-standing financial tool. So current sources may not necessarily have new information except for current news on government interest rates. The article has many current and dated sources, that pull a variety of different information.

Organization and Writing Quality: Excellent organization, with clear sections and concise writing. Short and to the point, exactly how interest rates should be written about.

Images and Media: portrays various graphs of interest rates over time, which are some of the most important ways of seeing how interest rates affect the economy.

Talk Page Discussion: External links modified, rated B-class, high-importance. Interest rates are one of the most important topics, I would argue this page is underdeveloped.

Overall impressions: Great article, yet feels like so much is missing. Interest rates may be the economies most important financial tool and feel like more should be written about the topic.