User:Sarrahbohra/sandbox

Aim
The already existing Rashtriya Swasthya Bima Yojana scheme of India, which was implemented in 2008 only offers hospitalization coverage of up to Rs. 30000 to the citizens of India who have lower income. This scheme is not that effective and enough for such a big country where expenses are increasing day by day. The average hospitalization expenditure ranges from around Rs. 5000 to 30000 which is not enough and can lead to more out of the pocket expense which are almost 70% and are also not affordable by most of the population. The health standards of the people are getting threatened because of this.

In the Union Budget of 2018 the Ayushmaan Bharat scheme was introduced with the aim to provide financial aid in the health care sector. It was targeted for the benefit of 100 million poor families.For up to 500 million beneficiaries secondary and tertiary care hospitalization per family offering reimbursements of Rs. 5 lakhs ($7,845). All of this comprises of about 40% of the Indian population making this scheme the world's largest funded health care program by the government of India. This scheme mainly eliminates the flaws of the previous health care programs and it also ensures poor workers who work in unorganized sectors for health care insurance. Cashless treatment facilities will also be provided to the beneficiaries, they will be provided healthcare in government as well as private hospitals.

To achieve the aim of this scheme two initiatives are implemented, they are health and wellness centers and National Health protection scheme. Most of the people do not get the benefit of this types of schemes as they are only available for expensive medical treatments but this under this scheme all the citizens will be able to avail the benefits of their health expenses. There is no limitations on the size of the family and the health care coverage would be provided on the basis of the Aadhar card.

All the schemes are merged under one scheme so this scheme becomes the singer payer for health insurance care.

Phases

 * There would be three phases in the implementation process as mentioned by the Government.
 * As per the guidelines mentioned the scheme is set to start by August 15th 2018.
 * The packages under the scheme would be finalized by the end of April 2018.
 * The process of documentation would be completed and finalized by the end of June 2018.