User:Sduarel11/sandbox

Sandbox test

Working Architecture
Informatica PowerCenter, the flagship tool of Informatica works on basis of transformations which transform data in multiple ways.

Type of transformations:

• Active : One that can change the number of rows being output.

• Passive : One that cannot change the number of rows being output.

Transformations examples:

• Source qualifier - conversion of source datatypes to Informatica datatypes

• Expression - transforming data with functions

• Lookups - joining data with lookups

• Sorter & Aggregator - sorting and aggregating data

• Update Strategy expressions

• Transaction control - how to create transactions and control commits and rollbacks

• Java transformation - invoking Java methods, variables, third-party API's and built-in packages with Java transformation

Informatica Powercenter basics:

• Informatica components and architecture - Informatica PowerCenter services, client applications and modules.

• Informatica ETL programs - information on basic Informatica components such as sources, targets, mappings, sessions, workflows

• Mapping development tips - useful advices, best practices and design guidelines.

• Informatica Powercenter weaknesses - things that make an Informatica developer's life harder.

Informatica Powercenter ETL process implementation:

• Parameters and variables in Informatica

• Tasks - workflow tasks

• Workflows - representation of the ETL process

• Design best practices - Informatica mapping design tips, tricks and best practices

Informatica extensions and optional features
• Powercenter Enterprise GRID - cost-effective scalability to ensure enhanced data integration and reduction of time needed for responding to business changes

• Unstructure data extension for Informatica - with Unstructured Data Option data of any format can be easily read integrated

• Powerexchange for Tibco - a part of PowerExchange set of extensions is a virtual bridge between Informatica solutions and TIBCO itself

• Powerexchange for SAP Netweaver - integration between Informatica and SAP

• Data masking components - out of the box data masking option in informatica

• Real time edition - PowerCenter platform supplied with numerous real time operational data integration capabilities.

Kharadi (Marathi खऱाडी), PIN Code 411014 area is located in the eastern corridor of Pune. It has become one of the upcoming area because of EON Free Zone Special Economic Zone, an IT park having offices of IT and ITES companies. Nearby areas to Kharadi are Koregaon Park, Kalyani Nagar, Wagholi, Chandan Nagar and Mundwa.

Kharadi, one of the fastest growing localities in the vicinity of Pune, is in the process of transformation. Professionals are keen to live here as Big IT companies like Zensar, Tata Communication, Honeywell, Eclypsis, Synechron, Eaton, Mphasis (EDS), Wipro, Reliance etc. are based there.

The phenomenal growth of Kharadi today can be attributed to the upcoming 5 Star hotels, an operational 4 million sq.ft. IT SEZ known as EON, Commercial as well as Residential projects and its close proximity to the Pune airport (8 kms) & railway station (9 kms). The neighborhood of Kharadi comprises of areas like Magarpatta City, Hadapsar, Wagholi, Vimannagar, Kalyani Nagar and Koregaon Park.

Kharadi is popular for its unrestricted panoramic view from all sides and offers a nice blend of modernization and a charming ambience.

Nearby Restaurants
• Kimchi

• Global Punjab

• Nirvana Kitchen Bistro Grille & Bar

• Healthy Bites

• Claypot

• Eatsome

• Punjabi Rasoi

• Red Chillies

• Indiana Grill

• Rolls Mania

• Domino's Pizza

• Shivshakti Pure Veg

• Faaso's

Distance from Major areas of Pune City
• Pune Railway Station : 9 Km

• Pune Airport : 8 km

• Hinjewadi : 28 km

Tourist Attractions near Kharadi
• Aga Khan Palace : 7 km

• Shirdi : 196 km

Hospitals
• Rakshak Hospital

• Columbia Asia Hospital

• Bharati Hospital

• K K Hospital

Schools
• Aman Setu School

• Radcliffe School

• The Bishops Co Ed School

• Don Bosco High School

History
The precursor for the modern home online banking services were the distance banking services over electronic media from the early 1980s. The term online became popular in the late '80s and referred to the use of a terminal, keyboard and TV (or monitor) to access the banking system using a phone line. 'Home banking' can also refer to the use of a numeric keypad to send tones down a phone line with instructions to the bank. Online services started in New York in 1981 when four of the city's major banks (Citibank, Chase Manhattan, Chemical and Manufacturers Hanover) offered home banking services. using the videotex system. Because of the commercial failure of videotex these banking services never became popular except in France where the use of videotex (Minitel) was subsidised by the telecom provider and the UK, where the Prestel system was used.

When the clicks-and-bricks euphoria hit in the late 1990s, many banks began to view Web-based banking as a strategic imperative. The attraction of banks to online banking are fairly obvious: diminished transaction costs, easier integration of services, interactive marketing capabilities, and other benefits that boost customer lists and profit margins. Additionally, Web banking services allow institutions to bundle more services into single packages, thereby luring customers and minimizing overhead.

A mergers-and-acquisitions wave swept the financial industries in the mid-and late 1990s, greatly expanding banks' customer bases. Following this, banks looked to the Web as a way of maintaining their customers and building loyalty. A number of different factors are causing bankers to shift more of their business to the virtual realm.

While financial institutions took steps to implement e-banking services in the mid-1990s, many consumers were hesitant to conduct monetary transactions over the web. It took widespread adoption of electronic commerce, based on trailblazing companies such as America Online, Amazon.com and eBay, to make the idea of paying for items online widespread. By 2000, 80 percent of U.S. banks offered e-banking. Customer use grew slowly. At Bank of America, for example, it took 10 years to acquire 2 million e-banking customers. However, a significant cultural change took place after the Y2K scare ended. In 2001, Bank of America became the first bank to top 3 million online banking customers, more than 20 percent of its customer base. In comparison, larger national institutions, such as Citigroup claimed 2.2 million online relationships globally, while J.P. Morgan Chase estimated it had more than 750,000 online banking customers. Wells Fargo had 2.5 million online banking customers, including small businesses. Online customers proved more loyal and profitable than regular customers. In October 2001, Bank of America customers executed a record 3.1 million electronic bill payments, totaling more than $1 billion. In 2009, a report by Gartner Group estimated that 47 percent of U.S. adults and 30 percent in the United Kingdom bank online.

First Online Banking Services in the United States
•	According to "Banking and Finance on the Internet," edited by Mary J. Cronin, online banking was first introduced in the early 1980s in New York. Four major banks--Citibank, Chase Manhattan, Chemical and Manufacturers Hanover--offered home banking services. Chemical introduced its Pronto services for individuals and small businesses in 1983. It allowed individual and small-business clients to maintain electronic checkbook registers, see account balances, and transfer funds between checking and savings accounts. Pronto failed to attract enough customers to break even and was abandoned in 1989. Other banks had a similar experience.

Online Banking in the U.K.
•	Almost simultaneously with the United States, online banking arrived in the United Kingdom. It was the Nottingham Building Society that in 1983 introduced Britain's first electronic home banking service through a joint venture with Prestel, a computerized information service owned by British Telecom.

•	The UK's first home online banking services known as Homelink was set up by Bank of Scotland for customers of the Nottingham Building Society (NBS) in 1983. The system used was based on the UK's Prestel viewlink system and used a computer, such as the BBC Micro, or keyboard (Tandata Td1400) connected to the telephone system and television set. The system allowed on-line viewing of statements, bank transfers and bill payments. In order to make bank transfers and bill payments, a written instruction giving details of the intended recipient had to be sent to the NBS who set the details up on the Homelink system. Typical recipients were gas, electricity and telephone companies and accounts with other banks. Details of payments to be made were input into the NBS system by the account holder via Prestel. A cheque was then sent by NBS to the payee and an advice giving details of the payment was sent to the account holder. BACS was later used to transfer the payment directly.

Stanford Federal Credit Union was the first financial institution to offer online internet banking services to all of its members in October 1994.

Today, many banks are internet only banks. Unlike their predecessors, these internet only banks do not maintain brick and mortar bank branches. Instead, they typically differentiate themselves by offering better interest rates and more extensive online banking features.

Banks and the World Wide Web
•	In the 1990s, banks realized that the rising popularity of the World Wide Web gave them an added opportunity to advertise their services. Initially, they used the Web as another brochure, without interaction with the customer. Early sites featured pictures of the bank's officers or buildings, and provided customers with maps of branches and ATM locations, phone numbers to call for further information and simple listings of products.

Interactive Banking on the Web
•	Wells Fargo was the first U.S. bank to add account services to its website, in 1995. Other banks quickly followed suit. That same year Presidential became the first bank in the United States to open bank accounts over the Internet. According to research by Online Banking Report, by the end of 1999, less than 0.4% of households in the U.S. were using online banking. At the beginning of 2004, some 33 million U.S. households (31% of the market) were using one form or another of online banking. Five years later, 47% of Americans were banking online, according to a survey by Gartner Group.

Regulations
•	Since its inception, online banking in US has been federally governed by the Electronic Funds Transfer Act of 1978.