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Ronald Oliveira (born 23 October 1955) is an American businessman, the CEO of Revolut, and the former President of Avidbank.

Previously, he worked in senior management positions for several leading financial institutions. Oliveira was the President and Chief Operating Officer at Heritage Oaks Bank, Senior Vice President of Rabobank National Association, and the former President of Avidbank.

He also held executive positions in credit administration, commercial lending, and retail banking for Union Bank and the Bank of California with responsibilities of Northern California, Oregon, Washington, and Guam/Saipan.

Early Life and Education
Oliveira was born and raised in Livermore, California. He went on to earn his Bachelor of Science in Agribusiness from Fresno State University and is a graduate of the Pacific Coast Banking School at the University of Washington Foster School of Business.

Rabobank
Oliveira served as senior vice president at Rabobank for two years from 2008 to 2009. He assisted with the expansion of both its deposit and lending presence in the Midstate region of California.

Heritage Oaks Bank
In August 2009, Oliveira joined Heritage Oaks Bank as Executive Vice President, Chief Operating, and Chief Credit Officer. In 2010, Oliveira became President of Heritage Oaks Bank where he played a key role in improving credit quality and returning the bank to profitability.

Avidbank
In September 2013, Oliveria became the President and Chief Credit Officer of Avidbank.

Revolut
In 2019, Revolut started a search for strong members with deep financial knowledge and experience in the banking industry to spearhead their US expansion. The market and the demands-supply ratio are different in the U.S. than Europe and to grab the market with tough existing competitors, the bank decided to hire someone with experience in the banking sector including regional areas and overseas. In November 2019, Oliveira was appointed the new CEO of Revolut USA. With his decades of bank experience, Oliveira's role was to bridge the gap between Revolut’s technology and the work it has to do to become a trusted bank. In February 2020, Oliveira participated in a funding round raising $500MM of private capital from several prominent FinTech equity funds.