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M-TIBA
M-TIBA is a pioneering health financing technology for patients, healthcare providers, insurers, and the government sector. M-TIBA seeks to improve the management of public health schemes while rallying the Universal Health Care (UHC) system across the continent. The M-TIBA platform promotes prepayment for healthcare by allowing users to send, receive, save and pay for medical services using their mobile phones.

About
M-TIBA gives users access all their medical benefits by phone, using Safaricom, Telkom, or Airtel service providers across Africa. A simpler way to access treatment, medical asset loans, and cover customer dependents.

The platform allows drives the efficiency and transparency of key health stakeholders in distributing health benefits. Equally the technology allows beneficiaries to access a wide range of healthcare from over 3000 M-TIBA accredited providers. M-TIBA allows users to transfer funds from their M-PESA and to other users. The funds can only be used for the specified medical need for purposes of accountability. All transactions attract normal M-PESA charges.

Products and Services

 * Public insurance is a faster, more affordable, and sure way to receive government insurance services
 * Private insurance with MTIBA solves the bulk of papers and long queues by providing a simple self-service channel to accessible health insurance by phone. All personal data entered is highly guarded and only used for official purposes in accordance to the Communications Authority of Kenya.
 * Corporate funds are a simpler way to receive medical funds from your employer and Sacco. M-TIBA allows corporate users to tailor their schemes to their desired minimum while still maintaining the credibility of the platform . The client can easily role over extra cash to the next financial year or opt for a partial cash out.
 * Donor programs with CarePay`s M-TIBA has provided a secure channel to disperse funds, through real time clinical data transactions of key treatment areas.
 * Britam a key insurance provider partnered with M-TIBA to provide affordable and wide coverage medical for inpatient customers . The cover is accessible to individuals up to the age of 65 years and is inclusive of funeral costs. The waiting period for the cover varies with different ailments and conditions.
 * Cash advance is a sure way to make your payments and increase transparency in the use of medical funds.

Own clinic
M-TIBA provides hospitals with medical asset loans for imaging and radiography. The website also updates clients on new advancements in the field of Human medicine. By joining M-TIBA a clinic is able to widen their scope of clients. This increases clinic revenue as the users are covered under M-TIBA. The platform also increases cash security, accountability and tracking since all transactions are digitalized. MTIBA runs on all smart phones and is simple and fast to use, making it a quick and reliable application for its users. This application reduces patients paper trail and the general time taken to pay for treatment.

Partners
M-TIBA works in partnership with CarePay, Safaricom, and PharmAcces foundation.