User:Siviard/sandbox

= Secure Payment Technologies = Secure Payment Technologies GmbH (SPT), headquartered in Innsbruck/Austria, was founded in 2011 by Michael Suitner to develop and establish a mobile payment solution without processing sensitive customer data

(account connection, card data, personal data) on the market. The market launch took place  in 2012 under the brands "Secure Shopping / Veropay. " Bluecode payment technology achieved patent protection in 2014 and

received various awards, such as "Best Usability" in the Benchmarketing Study 2014 / Mücke & Sturm / Munich and "Top Product Trading 2016. " Subsequently, Secure Payment Technologies GmbH developed into

today's Bluecode Group with the European payment system Bluecode. The seat of Blue Code International AG is in Lachen in the Swiss canton of Schwyz.

History
In 2011, Suitner recognized that the integration of smartphones into payment transactions will lead to major challenges in terms of data protection and security and that these can only be satisfactorily solved with new technological approaches. To this end, he developed the proprietary bluecode payment technology, which


 * establishes a completely anonymous payment cycle, so that the payer can only be identified in the data center of his bank.
 * processes the exchange of data with issuers by means of an anonymous ID and the payment system never becomes aware of the sensitive data of the payer.
 * provides the customer with a once valid, anonymous token (blue code) for payment.
 * Allows payments to be made without the mobile device's data connection at the acceptance points.
 * communicates with traders via their cash register systems, rather than via payment terminals.

In 2012, the market launch took place under the brand Secure Shopping / VeroPay in Tyrol, Austria with the first partner bank Hypo Tirol Bank AG and the retailer MPreis (400+ branches). In 2013-2014, SPT expanded throughout Austria with the dealers Merkur, Billa, Bipa, Sutterlüty, ADEG and Hartlauer and made the use of bluecode possible for all Austrians via an SDD model. In 2015-2016, other major dealers followed, such as the SPAR Group and Hervis.

To expand throughout Europe, the company developed into the Bluecode Group in 2017. In 2019, Bluecode received funding from the European Commission (SME Instrument) in the amount of approx. €2 million Euro. SPT acts as the operational arm of the Bluecode Group and as a service provider for Bluecode issuers and acquirers.

Awards

 * Usability, 1st place for VeroPay/Bluecode
 * Bronze for Bluecode at the “Top Product Retail 2016"

Weblinks
Bluecode Homepage

Individual evidence
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