User:Slav4ik73/sandbox

Third way authentication or 3fa

The newest method to improve security and data protection. More harder to do brute-force attacks, can choose option of OTP and not require password in first level.

How it’s working Today in 2fa We have options to enter secure area by writing username and password it’s called regular after

"After that, we received an OTP via SMS or email to enter and verify the information that the user has both the correct password and the accurate limited OTP.

The problem with this method is that the steps of entering the username and password can lead to the user being locked (in case a malicious actor tries to access the account), by entering different passwords, the system checks them against the password in system database.

In cases where there are restrictions on number of attempts, a malicious actor can lock out the user by exceeding the limit, causing inconvenience such as the inability to continue working and encountering some issues and account recovery process. in some cases (depends on the local policy), the user may have to wait for some time for their account to become unlocked again. This outdated method allows malicious actors to continue attempting to hack the password. This can ultimately lead to a minimum loss of time for the genuine user and, in addition, a loss of personal data. In order to improve the quality of protection and prevent malicious actors from gaining access to the password, 3PA was invented.

"It is simple and highly secure, as the process seems to different from the processes of previous authorizations. In the new 3PA method, unlike 2PA, We only enter the username in the first step. (good to have different user names from email alias)

"It is highly secure, as the process seems to different from the processes of previous authorizations. In the new 3PA method, unlike 2PA, we only enter the username in the first step."

"In the second step, we receive an OTP. After entering and confirming the OTP, we can enter our password, which is the third step that will be verified by the access system's database.

The creator of this idea is PAYCOMNET inc.