User:Sldeans1

My page, gonna make an America Saves page, yeeaaaah
I also need to know how to upload .jpg so I can put a picture on this page I wanna make.

Ok ok ok .jpg, ok wait... ok try this

darn you wikipedia, only auto confirmed users can upload images?? Grrrrrr. Ok at least I can work on making the text.

America Saves
America Saves is a nationwide campaign that encourages and assists individuals to save money, reduce spending, and "build wealth." The campaign is a social marketing effort that seeks to stimulate behavior change, similar to other social marketing efforts to reduce smoking, curtail drunk driving, and wearing seat belts.

About
Their two main advocated messages are "Save automatically" and "Save for an emergency fund".

Saving automatically, according to America Saves, makes it easier for a normal American citizen to build their wealth. Setting up an automatic transfer from a checking account to a savings account keeps the money out of sight and out of mind, one of the basic reasons given. By setting up one account, the individual will not have to worry about remembering to put aside money in the future. This allows an individual to not have to worry about remembering to save a set amount of money with every paycheck, and keeps the temptation to spend the money needlessly elsewhere to a minimum.

America Saves also campaigns for citizens to save for an emergency fund. By saving for an emergency fund, savers can prepare for unexpected financial emergencies. Having an emergency fund will protect individuals from becoming bankrupt when faced with challenges, such as medical emergencies, household repairs, or travel expenses. Having an adequate emergency fund gives individuals "peace of mind" and will help them avoid borrowing money for emergencies at high interest rates. Many other groups as well as individuals have advocated the usefulness of an emergency fund. Local newspaper articles and bloggers mention having an emergency fund in their debt reducing strategies.

Individuals are encouraged to enroll as 'Savers', by creating and committing to a basic savings plan. Savers are encouraged to open a no- or low-free savings account, and receive advice from America Saves to reach that goal

America Saves has 0ver 40 local Saves campaigns, such as TexasSaves, OhioSaves, Arizona Saves and UtahSaves.

Services
By enrolling in their local America Saves chapter, members are given access to the following free services, which vary according to the resources of the local campaign but may include:


 * Informational and motivational workshops with strategies on how to save and build wealth.
 * One-on-one consultation with a Wealth Building Coach.
 * Advice from a Certified Financial Counselor.
 * Seminars by financial experts on topics like credit scoring, debt repayment, home ownership, and retirement planning.
 * Subscription to America Saves e-newsletter and the e-Wealth Coach series.
 * Access to savings products with no fees.

Accomplishments and Reception
America Saves organizes an annual "America Saves Week" where they encourage new individuals to join the campaign and existing members to assess their goals. During Saves Weeks, America Saves comes together with its partners (Federal Reserve Board, Cooperative Extension, Department of Defense, etc.) as well as its locally run campaign. These organizations work during the week to assist individuals to manage their existing funds, participate in informational workshops, and to create savings accounts. In 2008 over 75,000 attended events and over 25,000 enrolled as savers; in June 2009 America Saves reports a total of over 174,000 registered savers and is growing daily.

Military Saves campaign was developed and tested by Consumer Federation of America (CFA) and the military services from 2003 to 2006 and launched throughout the Department of Defense (DoD) on February 25, 2007. While it is an ongoing local campaign, the entire military community comes together to focus on financial readiness during Military Saves Week, the last Sunday in February to the first Sunday in March. It has participated in every subsequent annual America Saves Week since its creation. Creating a supportive and helpful network of information is one of the goals of Military Saves. By keeping its members informed and knowledgeable, Military Personal can more easily save their money for future investments.

America Saves is a campaign of the Consumer Federation of America (CFA). CFA is a Washington, DC-based non-profit that works to advance the rights of consumers through research, advocacy and education.