User:Surenth

''' 'The federal health insurance program' people 65 years of age or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure with dialysis or a transplant, sometimes called ESRD).

Medicare "Part A" covers hospital services and is free for Medicare eligible people.

Medicare "Part B" (also known as "supplementary medical insurance") covers physician services, supplies ordered by a physician, and selected other services. Part B premiums are subsidized by Medicare, but enrollees pay part of the premiums.

Although there have been many proposals for Medicare to cover prescription drugs, Medicare does not cover prescription drugs at this time. Also, Medicare generally does not pay for nursing home care. Medicare only pays for a few days under certain circumstances.

Medicare traditionally has been a FFS (Fee-for-service) insurance program that allows seniors wide flexibility in choice of providers. In some locations, seniors now have the option of enrolling in a Medicare-contracted HMO instead of traditional FFS Medicare. Generally these Medicare HMOs offer more generous coverage (such as coverage for prescription drugs), lower out-of-pocket costs for seniors, or both additional coverage and lower costs

-- Surenth Health Plan Systems 9841823374 India,