User:Tennisha/Evaluate an Article

Which article are you evaluating?
Talk:Know your customer

Know your customer

Why you have chosen this article to evaluate?
(Briefly explain why you chose it, why it matters, and what your preliminary impression of it was.)

''I did a paper in my previous course on this topic. It's missing some items like relevance in casino gaming industry and its very limited in what it does include. I am interested in cybersecurity within the casino gaming industry as it relates to block chain and artificial intelligence. Know your customer is important because in order for gaming establishments to exist within the united states, especially if they want to use cryptocurrencies and exist outside specific states as a currency, the gaming industry will have to meet the regulatory requirements associated with KYC.''

Evaluate the article
(Compose a detailed evaluation of the article here, considering each of the key aspects listed above. Consider the guiding questions, and check out the examples of what a useful Wikipedia article evaluation looks like.)

Evaluate an article

Complete your article evaluation below. Here are the key aspects to consider:

Lead section
A good lead section defines the topic and provides a concise overview. A reader who just wants to identify the topic can read the first sentence. A reader who wants a very brief overview of the most important things about it can read the first paragraph. A reader who wants a quick overview can read the whole lead section.


 * Does the lead include an introductory sentence that concisely and clearly describes the article's topic?
 * Does the lead include a brief description of the article's major sections?
 * Does the lead include information that is not present in the article? (It shouldn't.)
 * Is the lead concise or is it overly detailed?

''The Know You Customer lead section briefly describes an overview of KYC guidelines but it leaves out some nuance associated with the guidelines. For example the Lead section says "KYC guidelines and regulations in financial services require professionals to verify the identity, suitability, and risks involved with maintaining a business relationship with a customer." It leaves out however that these regulations also exist for the purpose of establishing a relationship. The next sentence "The procedures fit within the broader scope of anti-money laundering and counter terrorism financing (CTF) regulations." which leads one to believe that KYC is a set of procedures as opposed to the stated fact of it being a series of guidelines and regulations.''

KYC regulations in the united states were a biproduct of the US Bank Secrecy Act (BSA) drafted in 1970 ''to address and prevent money laundering. In the Laws by Country section the United States is not listed. Modifications to the BSA came after the September 2001 terrorist attacks and the 2008 global financial crisis. The wiki article states that the regulations are applicable to the financial services industry but leaves out other industries such as the real estate industry, online gaming industry, and the art industry. This information is largely missing from the article.''

The lead does not include a brief description of the articles major sections but it is concise and does not include information not presented in the article. There should also be a differentiation mentioned from KYC being Know your Client

Content
A good Wikipedia article should cover all the important aspects of a topic, without putting too much weight on one part while neglecting another.


 * Is the article's content relevant to the topic?
 * Is the content up-to-date?
 * Is there content that is missing or content that does not belong?
 * Does the article deal with one of Wikipedia's equity gaps? Does it address topics related to historically underrepresented populations or topics?

''The Wikipedia article does not contain all important aspects of the topic and is considered to be very introductory and limited in the information contained and its impact or applicability within many industries. The content is missing information for the United States within the laws by country and is lacking criticism such as costs and implementation considerations. The article doe shave content relevant to the topic but is very cursory in terms of its discussion of the topic. There is also not much information about the 3 components of the regulations which include the Customer Identification Program, Customer Due Diligence and Enhanced Due Diligence which is used to assess risk . Additionally Know your Client should be added as a subsection as it is relevant to the topic .''

Tone and Balance
Wikipedia articles should be written from a neutral point of view; if there are substantial differences of interpretation or controversies among published, reliable sources, those views should be described as fairly as possible.


 * Is the article neutral?
 * Are there any claims that appear heavily biased toward a particular position?
 * Are there viewpoints that are overrepresented, or underrepresented?
 * Are minority or fringe viewpoints accurately described as such?
 * Does the article attempt to persuade the reader in favor of one position or away from another?

''The article is written from largely a neutral point of view. Within the criticism section there are statements such as "Innocent, law-abiding individuals such as digital nomads are likely disproportionately disadvantage" seems to be representing a bias or be trying to make an argument not presented in facts. This could be represented in an unbiased way such as to say that individuals without address, or attributes of that population without making judgment as to their innocence or law abiding behavior. Similar arguments could be made for homeless populations and traditionally underrepresented populations neglected by existing financial institutions.''

Sources and References
A Wikipedia article should be based on the best sources available for the topic at hand. When possible, this means academic and peer-reviewed publications or scholarly books.


 * Are all facts in the article backed up by a reliable secondary source of information?
 * Are the sources thorough - i.e. Do they reflect the available literature on the topic?
 * Are the sources current?
 * Are the sources written by a diverse spectrum of authors? Do they include historically marginalized individuals where possible?
 * Are there better sources available, such as peer-reviewed articles in place of news coverage or random websites? (You may need to do some digging to answer this.)
 * Check a few links. Do they work?

''"'Know Your Customer (KYC) Guidelines - Anti-Money Laundering Standards". Archived from the original on 2012-08-01. These links both the original and the archive version do not work. There are facts that are presented but do not have relevant citations and sources, particularly in the lead and Know your Business section. The sources are from a diverse spectrum of authors but they do not include historically marginalized individuals. This is also lacking in the content considerations and criticism''

Organization and writing quality
The writing should be clear and professional, the content should be organized sensibly into sections.


 * Is the article well-written - i.e. Is it concise, clear, and easy to read?
 * Does the article have any grammatical or spelling errors?
 * Is the article well-organized - i.e. broken down into sections that reflect the major points of the topic?

''The article is well written and does not appear to have any grammatical or spelling errors. It is also broken down into sections that reflect major points but it is missing some such as the 3 methods for KYC (identity, suitability, and risk) those could be separate sections, and include information on how that information is assessed.'' The article has been rated a Start Class and of Mid Importance and does not go into much detail or depth into the topics.

Images and Media

 * Does the article include images that enhance understanding of the topic?
 * Are images well-captioned?
 * Do all images adhere to Wikipedia's copyright regulations?
 * Are the images laid out in a visually appealing way?

Talk page discussion
The article's talk page — and any discussions among other Wikipedia editors that have been taking place there — can be a useful window into the state of an article, and might help you focus on important aspects that you didn't think of.


 * What kinds of conversations, if any, are going on behind the scenes about how to represent this topic?
 * How is the article rated? Is it a part of any WikiProjects?
 * How does the way Wikipedia discusses this topic differ from the way we've talked about it in class?

''There are conversations going on in the talk page about the lack of criticism and also about an editor including their own work and how that is not a copyright infringement because they included their original article. There are some conversations in place that were from some years back and there hasn't been much update in the past 10 years or so on this topic. We have not discussed this topic in class thus far.'' It is part of a series on finance but does not reference block chain, gaming, and other areas where this regulation may be applicable and relevant.

Overall impressions

 * What is the article's overall status?
 * What are the article's strengths?
 * How can the article be improved?
 * How would you assess the article's completeness - i.e. Is the article well-developed? Is it underdeveloped or poorly developed?

''The articles overall status is rated as a start class and it doesn't contain much detail as mentioned in the other sections. Additionally the information has not been updated much as of late. The article does a good job of including foundation level knowledge of the topic but could use improvement on additional areas of the KYC requirements as well as the legislation in the United States and the various ways that this is applicable outside of standard financial applications. I would say that the article is underdeveloped and in need of improvement.''