User:Tgmcfarlin/sandbox

McFarlin LLP, is a Consumer Protection law firm based in Orange County California founded and managed by bankruptcy and real estate attorney Timothy McFarlin who has been recognized as an authority in the bankruptcy community with a hand on the pulse of the bankruptcy community. ""Any time there's even a hint of a financial issue in the consumer's life, the credit card company will raise the interest rate to the high 20s, or 30%," Bankruptcy Attorney Timothy McFarlin told USA Today." With overall debt collections on the rise, debt collection companies are becoming more aggressive in collecting very old accounts, which frequently are not even accurate, Timothy McFarlin noted to bankrate.com. McFarlin has always been an advocate of "dropping the credit habit" and simplifying consumers' financial matters.

Legal Community Recognition
In August 2010, Timothy McFarlin and Jarrod Nakano, bankruptcy attorneys at McFarlin LLP, successfully demonstrated through a written decision for publication, to the Bankruptcy Court, in the matter of In re: Tara Virginia Owen-Moore before the United States Bankruptcy Court, Southern District of California, that once the chapter 7 bankruptcy trustee's deadline to file a dischargeability action passes, joining in a creditors similar motion is not sufficient to resurrect such deadline. The Orange County Bar Association has also recognized Timothy McFarlin of McFarlin LLP as an authority and speaker on matters related to bankruptcy, foreclosure and short sales. Whenever possible McFarlin LLP managing partner Timothy McFarlin works to educate consumers on financial matters related to bankruptcy, foreclosure defense, and short sales.