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Unifi Africa
Unifi Africa specialises in unsecured microfinance solutions across Sub-Saharan Africa. Their personal loans can be accessed through their branches and USSD apps in Zambia and Uganda, and on their website in South Africa. The microfinance group focuses on delivering outstanding customer service through tech, data analytics and robust operations. Unifi Africa was founded through the acquisition and amalgamation of various successful microfinanciers. In 2015, Unity Finance in Zambia was acquired and in 2017, a stake was obtained in Ultimate Finance in Tanzania. One year later, the two businesses amalgamated with Cobol Loans and its world-class loans management system, Unibos, in South Africa. The Zambian business rebranded to Unifi in 2020 and in 2021, Cobol Loans started offering their online loans under the Unifi brand. Unifi’s first start-up, Unifi Uganda, started operations in 2021.

There are currently over 50 Unifi branches in the different markets. The group head office is based in Stellenbosch, South Africa, with head offices in Lusaka, Dar es Salaam and Kampala.