User:Upen74

This page belongs to Upendra Balchandani. Upendra currently heads the product development and marketing functions for the consumer banking business at Commercial Bank of Dubai. He is responsible for product development, portfolio management and overall profitable growth of all retail asset, liability and bancassurance products. The product portfolio comprises auto & personal loans, mortgages, retail overdrafts, CASA, deposit and insurance products. He is also responsible for developing customized variants for all consumer segments – mass, personal and private.

Upendra, or Upen as he is popularly known as in the banking community, has over 15 years of consumer banking experience with large local and international banks. Prior to joining CBD, he has worked with large international banks like Emirates NBD, National Bank of Dubai, ABN Amro Bank and ICICI Bank. In his comprehensive and far-reaching banking experience, spanning two rising Asian economies of India & UAE, he has handled various functions of the retail banking business – business leadership, product development, sales management, distribution advancement, portfolio profitability, credit underwriting, policy formulation, training, channel and business development.

Upen is a graduate in business studies and holds an MBA in Marketing. He has accomplished various leadership development programs from reputed B-schools like Harvard Business, Indian Institute of Bangalore & HULT.