User:WonderfulWorld/sandbox

The Bank of New Zealand was formed in 1861 and was incorporated by The New Zealand Bank Act 1861. The first branch in New Zealand opened in Queen Street in Auckland and a Dunedin branch is opened shortly afterward. In 1862, additional branches opened in Wellington, Christchurch and London. The bank also gained the account of the New Zealand Government from the Union Bank of Australia and became an agent to raise debt in the United Kingdom for the Government.

In 1894, the bank was saved by Government legislation. The following year, it took over the Colonial Bank of New Zealand, which was in crisis.

In 1940, the bank gave a £1 million interest free loan as a war contribution to the Government.

In 1943, a mobile branch opened in a caravan for American servicemen and night banking was introduced in Auckland and Wellington. The following year, the personal loans department opened and the government announced its intention to nationalise the bank.

In 1945, the Bank of New Zealand became government owned.

In 1966, the bank purchased its first computer, an IBM 360/30 with a 16k memory. Databank Systems Ltd was setup in 1967 with the National Bank of New Zealand. The other three trading banks joined the system in 1968.

In 1978, the Visa debit card was introduced at the bank. In 1980, Visa credit cards were introduced.

In 1984, the BNZ Centre (now the AON Centre) was completed on Willis Street, Wellington. The following year, Eftpos was introduced through petrol stations in a pilot program.

In 1987, the bank was floated on the sharemarket with a 15% stock offering. In 1989, the government reduced its share to 51% by selling 34%; 30% was sold to Capital Markets Ltd, and the remainder to the general public.

In 1990, the government bailed the bank out with $380 million to avoid collapse. Bolger was told on the Sunday after the 1990 election that the bank has to report by Friday, and if its not given support by then, it will collapse (because of Australian loans). It held ''40 percent of the commercial paper in New Zealand. So if it collapsed, half of New Zealand's companies would have collapsed''.

In 1992, National Australia Bank (NAB) purchased the BNZ and it became a subsidiary of the Australian bank. Also in 1992, the first call centre opened in Auckland.

In 1998, the head office moved to Auckland. The following year, it launched Internet Banking and the Private Banking network.

On 1 October 2008, the bank rebranded itself as 'BNZ' with a change in logo and colours. In 2008, Andrew Thorburn became CEO of the bank.

In May 2014, Anthony Healy became CEO of BNZ.

In January 2018, Angela Mentis became the first female CEO of BNZ.

femSense
femSense is a temperature measuring product that is used to help women identify fertile days.

History
femSense was created by SteadySense, a startup headquartered in Graz, Austria. The company was founded by Werner Koele in 2016. In March 2019, SteadySense launched femSense to the public and also won the #glaubandich-Challenge. That same month, eQventure invested six million euro in the company. femSense was approved as a medical device by the European Union in 2019.

femSense is a one-time adhesive thermometer patch that is applied under the armpit and monitored with a smartphone app. The data is used to monitor a person’s body temperature and the values can be used to help women identify fertile days when trying to get pregnant.

The femSense app helps women track their cycle by having them input menstruation data, moods and other symptoms. The app then uses an algorithm to visualize the user’s statistics and cycle. When used with the patch, the app uses an algorithm to process data from the patch and display fertile days.