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Frank F De Troya (1999), real name Francisco Fernandez de Troya, is a Spanish economist, fund manager, futurist, and writer. He is the founder and CIO of Intcomm Group, a Bermuda investment firm, with $500 million AUM, operating in the industries of the future. It is well known for being the author of the New York Times Best Selling books of The Economy of the Future: Invest, Enterprise or Work in the Next Trillion-Dollar Industries and 2020s: The Bankruptcy of the Banking System. He has been promoting the theory of a global conspiracy to break the economy in the 2020s and to reduce the fertility rates in the modern world.