User talk:98.18.118.127

I bought my home in 2007 with a 1000.00 deposit I only brought home about 2000.00 my rate was 6.75% payments about 900.00 month. Home Banck sold my loan 2 months later to countrywide who then a year later saol to Bank of America and 2 years ago sold to ocwen and I just received a notice that it was saol now to nationstar. About 3 yrs ago I did get it modified to 5% which made my payments $867. In 2010 I was put on total disability after medicaid insurance I get 1474.00 I have a small PT job wich I usuallymay bring home 200.00a month (very seasonal only 4hr shifts) Was this a predatory loan and is there a way to get it into a HUD loan since my disability was a life changing event?Gillyaction (talk) 05:46, 17 April 2015 (UTC)