User talk:Alan.A.Mick

Please feel free to discuss any editorial issues with me. Alan.A.Mick (talk) 00:09, 6 January 2009 (UTC)

WikiProject Missouri
There hasn't been much activity at WikiProject Missouri or any of its child projects lately, and I saw. If you are willing to jump in again, please consider helping to revive the project:


 * Put WikiProject Missouri on the talk pages of articles involving Missouri. This helps to categorize articles
 * Write, cleanup, or expand an article about Missouri
 * Source a Biography of a living person living in, born in, or otherwise affiliated with Missouri
 * Help spread the word about the project
 * Update the project page or the portal
 * Watchlist or check the project talk page for updates
 * Join one of the child projects:
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 * Kansas City
 * Kansas City Chiefs
 * St. Louis
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 * Mizzou
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 * Washington University in St. Louis
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If you know anyone who might be interested in Missouri (its history, culture, sports, people, places, architecture, etc.), please pass this message along to them! If you are still interested in the project but aren't currently active, please add yourself to the list of inactive participants at the bottom of this list. Thanks!

On behalf of the project,  fetch  comms  ☛ 23:03, 8 February 2010 (UTC)

Tildes in edit comments
Hi Alan,

Just noticed your edits on the history of the full reserve banking page. Just wanted to say that you don't need to sign with 4 tildes (~) in your edit summaries, since when you display the edit history of a page, the system will automatically also display the person who made an edit and the time it was made. Also, unlike in regular text, the 4 tildes don't get changed into a signature in edit summaries. Regards, LK (talk) 08:08, 14 February 2011 (UTC)

Thanks for the tip!

Full reserve banking
Hi. I noticed you added a reference to support the following sentence: "Proposals for the restoration of full-reserve banking have been made, but have generally been ignored or dismissed by mainstream economists, who believe that the costs and inconvenience of such a change would outweigh any benefits." - the reference is quite long and I wonder if you could tell me on what page I could find the support for the sentence. Also, is it supporting the "ignored" bit or the "costs and inconvenience" parts of the sentence (or both)? - thanks. Reissgo (talk) 19:48, 14 February 2011 (UTC)

Hi Reissgo, I don't know the protocol for "talking" so I am answering here and will put a "talkback" tag on your page. The entire article is by a "mainstream economist"* who is arguing against the idea that fractional reserve banking constitutes fraud, an idea propagated by Murray N. Rothbard, Walter Block, and Huerta de Soto, all of whom are "heterodox" economists who want to replace fractional reserve banking with full-reserve "money warehousing". They are very much out of the mainstream. I think this should be more or less evident from the first few pages. Thus this is a concrete example of a mainstream economist DISMISSING economists who propose to replace fractional reserve banking by full-reserve banking. It might be hard to provide an instance of someone ignoring this idea, but it certainly isn't taken seriously enough according to the proponents themselves!

In addition, White explains WHY fractional reserve banking costs less and is more convenient than "full reserve" banks, and thus the article is also a reference in support of the notion that that is the common belief of mainstream economists. This belief is stated on page 424 (page 2 of the pfd): "Fractional-reserve banking did not need fraud or coercion to prevail over warehouse banking. It prevailed by offering customers a better deal. Fractional-reserve banking really has passed the market test." "Costs less and is more convenient" is generally equivalent to "a better deal".

If you are interested in a shorter explanation of the benefits of fractional reserve banking over full reserve "money warehouses" try these links:

http://www.lostsoulblog.com/2009/12/prof-lawrence-h-white-responds-to-jesus.html http://www.lostsoulblog.com/2010/01/prof-lawrence-h-white-responds-to-jesus.html http://www.lostsoulblog.com/2010/01/prof-lawrence-h-white-responds-to-jesus_29.html

If you are interested in corresponding in a more convenient manner, my email is Alan.A.Mick@gmail.com.

(*) Lawrence H. White, the F. A. Hayek Professor of Economic History, University of Missouri–St. Louis, and a visiting professor at Queen’s University of Belfast

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