User talk:Ayyan safiullah

Since the start of time there has always been people who want to make money without working, In todays day we have major phishing schemes on the internet. Pre 1995 we had phishing schemes that would target people who would want to double their money and would get pulled into an investment the promises of their money doubled within a small length of time. Since at the time there was no information on this a lot of people would trust these con men and give them their money. The con men would leave town leaving the investors with nothing and no proof of what they did. Phishing term is used because people are in reality Fishing for gullible and vulnerable targets.

1995 a thriving time the internet was public and the new technology moving every industry. With every good thing comes with evil. People again targeting vulnerable candidates with believable schemes. The Oldest one in the book, The Nigerian Prince. The Nigerian Prince was/is a scheme used from 1995 to now. You would receive an email or message from the “Nigerian Prince” explaining he is stuck outside his country somewhere in the U.S. He has been in a tough situation and is in dire need of money ranging from 500$ USD to anywhere up to a couple thousands of dollars. Just so he can get back to his country, and when he does, he will reward you with 10,000$ USD. Many people fell ill to this Phishing scheme and would send money through a wire system that was not trackable to any persons or locations.

The more technology and information were progressing. People became aware of these Phishing schemes and knew not to do certain things or even reply to certain emails. Problem is that the smarter we got the smarter they got. Coming up with new methods that seemed more believable and catching a different range of targets. They seem to always know how much to do so they are not traceable. They can act as IRS representatives and ask for payments on peoples accounts and even go as far as threaten them with jail time to scare them into paying. There are so many more examples on so many different websites that have Phishing schemes.

What is being done about this? There are taskforce after scams and phishing schemes but a lot of phishing schemes are not even in the same country as you. There are hundreds of Phishing scheme companies in India. Yes Companies. Not some random anonymous person in his basement. Offices with cubicles where you must show up clock in and clock out. These places have cover ups, so it is very hard to go after them. Especially if you call the police here it is very unlikely, they can do anything because the criminals are in a different country. There is a taskforce against Phishing schemes in the FBI. Checking reported numbers and accounts and emails. You can also report possible scams you may have faces here https://www.ftc.gov/tips-advice/business-center/small-businesses/cybersecurity/phishing. They arrested 11 members in a large phishing scheme. Collecting over 9 million in there schemes they were tracked down and arrested after using a business email and going after bigger business using large enterprises as alibies. They were sending out invoices and other entities to legitimize their fraudulent work.

The best way to go about this is to teach the user and citizens how to detect these scams and what to look out for. If anyone is asking for your personal information to never give it out, such as banking account numbers and routing numbers, social security numbers. Double check emails to make sure they are from someone you know. Never pick up unknown numbers. Report anything or anyone asking for these types of information. Never call back numbers that you get always look up the company’s official customer service numbers to call and double check info. Inform family and friends on this and let them know of anything suspicious in your area. A good thing to remember is “If it is too good to be true it probably is not true” random emails saying you won a price or other entities or even offering you money just in need of your bank info. Always better to be safe than sorry. Companies and government agencies are trying to create a software or method to detect scams. Hopefully we can live one day in piece of mind, but the internet always will have people creating new ways of scamming and phishing. Always check local government and national government websites for information. Do your research to stay safe. Monitor children’s accounts and devices in your own households.