User talk:Bkarogo

AMCA
This is an independent strategic business activity for Afya Sacco Society offering microcredit services. AMCA targets the unbanked, credit constrained small and micro entrepreneurs in the urban and rural communities. It is aims at giving opportunity to members, business persons, youths, women and farmers to access savings and credit facilities to enable them enhance their business potential,growth and development.

The objectives of the AMCA are to:-


 * 1) Mobilize Savings and deposits.
 * 2) Provide easily accessible and affordable credit.
 * 3) Alleviate poverty by providing affordable financial services
 * 4) Create self employment
 * 5) Build capacity of the communities through micro credit services as part of our social responsibility
 * 6) Develop effective internal business processes.
 * 7) Develop a competent and motivated workforce
 * 8) Promote value addition of goods and services

Services under AMCA.


 * Savings accounts
 * Deposit accounts
 * Micro Credit loans
 * Business Loans
 * Farming Loans
 * Household improvement loans
 * Group savings accounts
 * Training on proper use of loans and record keeping
 * Group Loans
 * Market Research and information

PRODUCTS

AMCA will endeavour to serve the members efficiently by ensuring that its products are:

Microcredit activity will be guided by two key imperatives when providing financial services.
 * Flexible
 * Unique and innovative
 * Provided in the shortest turnaround time
 * Based on reasonable requirements

To respond effectively to the demand and preferences of clients To design products that are simple and can be easily understood by the clients and easily managed by the microcredit