User talk:Disistheforum

FV is future value
According to http://en.wikipedia.org/wiki/FV, FV equals to 1) PV plus PV times rt (rate and time). 2), 3), 4) they can be compounded other than FV=PV+(1+rt).

Questions:

1. Assume Present Value equals $10.00, and somebody wants to borrow it for a year. How much does that person has to pay you? (interest rate per savings account is 0.065%/month)

1)$10.00+(1+0.00065*12)

2)$10.00+0.00065*12

3)$10.00-(1+0.00065*12)

4)$10.00+(0.00065*12)

Answer for Question 1 is 1)

What is difference between FV by using PV plus rt valued PV and compounded FV?
Guess: r sometimes mean 0.01 per a year, then it has to be 0.01/12 per a month. r per days would be 0.01/365. Fluctuated rates per a year?