User talk:Hendrick.chan

Avoiding copyright problems
Hello, and welcome. Your addition to Non-bank financial institution has had to be removed, as it appears to have added copyrighted material to Wikipedia without permission from the copyright holder. While we appreciate your contributing to Wikipedia, there are certain things you must keep in mind about using information from your sources to avoid copyright or plagiarism issues here.


 * You can only copy/translate a small amount of a source, and you must mark what you take as a direct quotation with double quotation marks (") and a cited source. You can read about this at Non-free content in the sections on "text". See also Referencing for beginners, for how to cite sources here.
 * Aside from limited quotation, you must put all information in your own words and structure, in proper paraphrase. Following the source's words too closely can create copyright problems, so it is not permitted here; see Close paraphrasing. (There is a college level introduction to paraphrase, with examples, hosted by the Online Writing Lab of Purdue.) Even when using your own words, you are still, however, asked to cite your sources to verify information and to demonstrate that the content is not original research.
 * Our primary policy on using copyrighted content is Copyrights. You may also want to review Copy-paste.
 * In very rare cases (that is, for sources that are public domain or compatibly licensed), it may be possible to include greater portions of a source text. However, please seek help at the help desk before adding such content to the article. 99.9% of sources may not be added in this way, so it is necessary to seek confirmation first. If you do confirm that a source is public domain or compatibly licensed, you will still need to provide full attribution; see Plagiarism for the steps you need to follow.
 * Also note that Wikipedia articles may not be copied without attribution. If you want to copy from another Wikipedia project or article, you can, but please follow the steps in Copying within Wikipedia.

It's very important that contributors understand and follow these practices, as policy requires that people who persistently do not must be blocked from editing. If you have any questions about this, you are welcome to leave me a message on my talk page. Thank you. —Caesura(t) 20:44, 17 October 2012 (UTC)


 * [[Image:Stop hand nuvola.svg|30px|alt=|link=]] Your addition to Non-bank financial institution has been removed, as it appears to have added copyrighted material to Wikipedia without permission from the copyright holder. If you are the copyright holder, please read Donating copyrighted materials for more information on uploading your material to Wikipedia. For legal reasons, Wikipedia cannot accept copyrighted text, or images borrowed from other websites, or printed material without a verifiable license; such additions will be deleted. You may use external websites or publications as a source of information, but not as a source of article content, such as sentences or images&mdash;you must write using your own words. Wikipedia takes copyright violations very seriously and persistent violators will be blocked from editing.  —Caesura(t) 15:02, 18 October 2012 (UTC)


 * Please stop adding copyrighted material to Wikipedia. Your edits have been reverted or removed. Do not paste material from copryighted sources into Wikipedia. If you continue to violate Wikipedia's copyright policy, you will be blocked from editing. —Caesura(t) 15:42, 18 October 2012 (UTC)

Your submission at Articles for creation
 Thank you for your recent submission to Articles for Creation. Your article submission has been reviewed. The submission has not been accepted because it included copyrighted information, which is not permitted on Wikipedia. You are welcome to write an article on the subject, but please do not use copyrighted work.
 * If you would like to continue working on the submission, you can find it at Wikipedia&.
 * To edit the submission, click on the "Edit" tab at the top of the window.
 * If you need any assistance, you can ask for help at the Articles for creation help desk, or on the [ reviewer's talk page] . Please remember to link to the submission!
 * You can also get | live chat help from experienced editors.
 * Thank you for your contributions to Wikipedia! Snowysusan (talk) 23:43, 19 October 2012 (UTC)

Your submission at Articles for creation
 Thank you for your recent submission to Articles for Creation. Your article submission has been reviewed. Unfortunately, it has not been accepted at this time. Please view your submission to see the comments left by the reviewer. You are welcome to edit the submission to address the issues raised, and resubmit once you feel they have been resolved.
 * If you would like to continue working on the submission, you can find it at Wikipedia&.
 * To edit the submission, click on the "Edit" tab at the top of the window.
 * If you need any assistance, you can ask for help at the Articles for creation help desk, or on the [ reviewer's talk page] . Please remember to link to the submission!
 * You can also get | live chat help from experienced editors.
 * Thank you for your contributions to Wikipedia! CharmlessCoin (talk) 04:16, 25 October 2012 (UTC)

Your submission at Articles for creation
 Thank you for your recent submission to Articles for Creation. Your article submission has been reviewed. Unfortunately, it has not been accepted at this time. Please view your submission to see the comments left by the reviewer. You are welcome to edit the submission to address the issues raised, and resubmit once you feel they have been resolved.
 * If you would like to continue working on the submission, you can find it at Wikipedia&.
 * To edit the submission, click on the "Edit" tab at the top of the window.
 * If you need any assistance, you can ask for help at the Articles for creation help desk, or on the [ reviewer's talk page] . Please remember to link to the submission!
 * You can also get | live chat help from experienced editors.
 * Thank you for your contributions to Wikipedia! Legoktm (talk) 13:20, 27 October 2012 (UTC)

Your submission at Articles for creation
 Thank you for your recent submission to Articles for Creation. Your article submission has been reviewed. Unfortunately, it has not been accepted at this time. Please view your submission to see the comments left by the reviewer. You are welcome to edit the submission to address the issues raised, and resubmit once you feel they have been resolved.
 * If you would like to continue working on the submission, you can find it at Wikipedia&.
 * To edit the submission, click on the "Edit" tab at the top of the window.
 * If you need any assistance, you can ask for help at the Articles for creation help desk, or on the [ reviewer's talk page] . Please remember to link to the submission!
 * You can also get | live chat help from experienced editors.
 * Thank you for your contributions to Wikipedia! Mephistophelian  (contact)  20:27, 27 October 2012 (UTC)

Your submission at Articles for creation
Greetings Hendrick Chan! I am FeralOink. I reviewed your most recent article submission, Banking Sector Competition.

I also noticed quite a collection of AfC issues here, on your talk page. Your subject matter choices are worthwhile and appropriate for Wikipedia! I encourage you to peruse the recommendations left for you, as they are VERY sensible. I did not notice any evidence of copyright violation in your Banking Sector Competition AfC, but I did not look for any. Here were my own suggestions regarding your most recent AfC:
 * This article STILL needs major re-work. I am personally very familiar with the subject matter. I have an MBA from the Wharton School. I have studied economics at Swarthmore College. I have worked for major money center banks. I read FRB economic research and Liberty Street Economics blog by FRBNY. I also read BIS and OECD reports. I fundamentally agree with what is stated here. Yet there are passages that, after a second AfC review, continue to be dreadfully opaque e.g.
 * "According to new studies, evidence shows that competition by itself does not necessarily lead to instability, but with higher likelihood in countries with lower levels of foreign ownership, weak investor protection, generous safety nets, and weak regulation and supervision."
 * Without sufficient context, this makes no logical sense. How can there be generous safety nets if regulation is weak? Who is paying for it? Are you referring to Greece under the EU? Or something else entirely? Also, the references as provided are inadequate. "World Bank GFDR report" with no year or page number is not sufficient. Nor are "Last Name, First Initial, year, title", with no page numbers or anything else, sufficient as references from books. There should be an ISBN, page number or a quote of the supporting passage included in the in inline reference itself (there is a field for that in the cite book and cite web and maybe even cite news and periodicals templates). As a reviewer, I should not need to chase all this information down myself for you. As a Wikipedia reader, I DEFINITELY should not need to chase this information down myself! My critique and comments are not intended to be harsh nor dogmatic. Ideologically, I approve of the existence of banks, free markets, competition and sensible regulation. I like the OECD, the World Bank etc. This is a worthwhile article. I want it to be a Wikipedia article- it is appropriate subject matter! It needs to be improved according to my recommendations though in order to be appropriate as encyclopedia content. Please try to make the language and sentence structure less opaque as well. This is not merely for my sake, but according to the guidelines for reading accessibility per Wikipedia.

Thank you for your efforts here, and please let me know if I may be of further assistance to you. --FeralOink (talk) 15:03, 16 November 2012 (UTC)

 Thank you for your recent submission to Articles for Creation. Your article submission has been reviewed. Unfortunately, it has not been accepted at this time. Please view your submission to see the comments left by the reviewer. You are welcome to edit the submission to address the issues raised, and resubmit once you feel they have been resolved.
 * If you would like to continue working on the submission, you can find it at Wikipedia&.
 * To edit the submission, click on the "Edit" tab at the top of the window.
 * If you need any assistance, you can ask for help at the Articles for creation help desk, or on the [ reviewer's talk page] . Please remember to link to the submission!
 * You can also get live chat help from experienced editors.
 * Thank you for your contributions to Wikipedia! FeralOink (talk) 14:42, 16 November 2012 (UTC)

Speedy deletion nomination of Wikipedia talk:Articles for creation/Financial Depth (Size)


A tag has been placed on Wikipedia talk:Articles for creation/Financial Depth (Size) requesting that it be speedily deleted from Wikipedia. This has been done under section G12 of the criteria for speedy deletion, because the article or image appears to be a clear copyright infringement. This article or image appears to be a direct copy from http://econ.worldbank.org/WBSITE/EXTERNAL/EXTDEC/EXTGLOBALFINREPORT/0,,contentMDK:23268788~pagePK:64168182~piPK:64168060~theSitePK:8816097,00.html. For legal reasons, we cannot accept copyrighted text or images borrowed from other web sites or printed material, and as a consequence, your addition will most likely be deleted. You may use external websites as a source of information, but not as a source of sentences. This part is crucial: say it in your own words. Wikipedia takes copyright violations very seriously and persistent violators will be blocked from editing.

If the external website or image belongs to you, and you want to allow Wikipedia to use the text or image — which means allowing other people to modify it — then you must verify that externally by one of the processes explained at Donating copyrighted materials. If you are not the owner of the external website or image but have permission from that owner, see Requesting copyright permission. You might want to look at Wikipedia's policies and guidelines for more details, or ask a question here.

If you think this page should not be deleted for this reason, you may contest the nomination by visiting the page and clicking the button labelled "Click here to contest this speedy deletion". This will give you the opportunity to explain why you believe the page should not be deleted. However, be aware that once a page is tagged for speedy deletion, it may be removed without delay. Please do not remove the speedy deletion tag from the page yourself, but do not hesitate to add information in line with Wikipedia's policies and guidelines.  Super Mario  Man  00:12, 6 July 2013 (UTC)

Wikipedia talk:Articles for creation/Banking Sector Competition concern
Hi there, I'm HasteurBot. I just wanted to let you know that Wikipedia talk:Articles for creation/Banking Sector Competition, a page you created, has not been edited in at least 180 days. The Articles for Creation space is not an indefinite storage location for content that is not appropriate for articlespace.

If your submission is not edited soon, it could be nominated for deletion. If you would like to attempt to save it, you will need to improve it.

You may request Userfication of the content if it meets requirements.

If the deletion has already occured, instructions on how you may be able to retrieve it are available at WP:REFUND/G13.

Thank you for your attention. HasteurBot (talk) 16:37, 20 August 2013 (UTC)

Wikipedia talk:Articles for creation/Banking Sector Competition concern
Hi there, I'm HasteurBot. I just wanted to let you know that Wikipedia talk:Articles for creation/Banking Sector Competition, a page you created, has not been edited in 6 months. The Articles for Creation space is not an indefinite storage location for content that is not appropriate for articlespace.

If your submission is not edited soon, it could be nominated for deletion. If you would like to attempt to save it, you will need to improve it.

You may request Userfication of the content if it meets requirements.

If the deletion has already occured, instructions on how you may be able to retrieve it are available at WP:REFUND/G13.

Thank you for your attention. HasteurBot (talk) 01:31, 15 June 2014 (UTC)

Your draft article, Wikipedia talk:Articles for creation/Banking Sector Competition


Hello Hendrick.chan. It has been over six months since you last edited your WP:AFC draft article submission, entitled "Banking Sector Competition".

The page will shortly be deleted. If you plan on editing the page to address the issues raised when it was declined and resubmit it, simply and remove the  or  code. Please note that Articles for Creation is not for indefinite hosting of material deemed unsuitable for the encyclopedia mainspace.

If your submission has already been deleted by the time you get there, and you want to retrieve it, copy this code:, paste it in the edit box at this link , click "Save page", and an administrator will in most cases undelete the submission.

Thanks for your submission to Wikipedia, and happy editing. HasteurBot (talk) 14:24, 20 July 2014 (UTC)