User talk:Jordenjas

There are many options open to you when deciding how to acquire these extra funds and each set of personal circumstances will require a different type of loan. The types of funding you choose will an important factor which will affect your overall success in the business world. Many new companies and small business have been bankrupted by loan repayments and cash losses. You need to spend some time researching different loans and finance options thoroughly before settling on a final decision.

Two of the most suitable and popular types of funding for small businesses are the working capital loan and the business cash advance. The business cash advance is similar, though not identical to, a payday loan. The different between the two is the details required in the application process. A business cash advance requires no proof of employment, wage slips or credit check, you simply need to accept payments to your company from a credit card machine and pay via visa or master card. This allows for the repayment of the loan to be conducted through taking a percentage off every sale your company makes until the funds are paid off in full.

A working capital loan is the more traditional and practised way of acquiring funding for a small business, though it is not as easy to apply for this type of loan as it is for business cash advance. To qualify for this type of loan you need to show a positive credit score and secure financial history as well as have available collateral to hold against the loan amount. The applications are analyzed carefully before a loan is approved and this can also take a fair amount of time longer to complete than the business cash advance.

Once all the paperwork and applications have been finished and approved for a working capital loan you will also see that this style of funding has the familiar interest rates and fixed repayment terms that you will no get with the business cash advance. This makes it a lot more like a regular traditional loan and can make repaying it a lot harder and stressful over time to complete.

Once all these aspects have been considered, it would appear that for the new business owners and entrepreneurs, the business cash advance is ht more simple, quick and easy way to secure immediate funding for your new or already established business venture.

March 2012
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Business Cards Design
What Do You Think A Business Card Is For?

The use of business cards, or calling cards as they were more popularly known, is still widely prevalent today, even in this age of electronic communications. Technologies of instant communications such as Bluetooth and infrared connectivity are easier and much handier ways of sending and receiving data and information, including those contained in a business card. Yet people ---and particularly businessmen--- still carry around small stacks of business cards, giving them away at every chance they get and at the slightest provocation. Don't ever tell a businessman you'll call and he will give you his card, faster than you can say "Jack Robinson", whoever he is, regardless of whether he has given you one earlier.

This only proves business cards still play a vital role in business or even everyday life, because even those not in business, such as students, have calling cards in their names. Why so? A number of reasons have been advanced as to the business card's functions, and they range from as a source of personal pride to a business tool.

The functions of a business card

As a business advertising tool. A business card will normally contain the owner's name, form or list of business or service rendered, phone or contact number/s, and some sort of catchphrase or slogan for the business. In this way the holder will immediately see in the card if the card owner is the appropriate solution to his immediate needs. So actually the card acts as a kind of 'sleeper' or inactive advertising for the owner, accessed when needed.

As a social link. Many people accept other people's business cards and promptly forget both the card and the person right afterwards. Then the card is remembered when the holder needs to contact the card owner socially, and so the card is dredged up from the dustbin of 'where-did-I-place-it' questions. Or, you may not care what the guy sells, but he is so hunky…

As a travelling reference. If you know a friend who requires his boat engine serviced and you bump into someone who does that, you may wish to request his card to pass to your friend, who might later pass it on to another with similar needs. Without the card, neither potential customer will remember the boat engine service provider when the service is required. With it, the card owner may well capture a whole boating association.

As a personal affectation. It is simply classy to give away business cards, even if the owner has no business. It gives the owner a feeling of 'superiority' -for lack of a more appropriate term-over others. It is also a lot easier to just hand a receptionist, say, your business card instead of explaining who you are.