User talk:Madrilrefugio

We are in desperate need of your help from a predatory lender, we believe UNITED BILT HOMES that is our lender charging 9.47% is extremely high.We started with 720 credit score and dropped to around 520 after making necessary investments to the home electric,water connections etc. approximately $70,000 per POA rules .we have tried to refinance for two years and still can't ,we would like to refi. modify or anything to lower our very high interest rate please help!