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Wikipedia talk:Articles for creation/Domeo
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Speedy deletion nomination of Wikipedia talk:Articles for creation/Domeo


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' Citizens State Bank'

History

Citizens State Bank was organized on July 3, 1873, just three days after new banking laws went into effect in the state of Indiana. As a result, the bank holds Indiana Bank Charter #3. It may well be the oldest active Indiana charter since attempts to determine who held charters 1 & 2 have been unsuccessful.

The fledgling Citizens State Bank took over a private bank owned by George Hazzard and William Murphey. John R. Millikan, a prominent Henry County citizen with multiple business interests, became the first president. Thus began a Millikan family association that would span five generations and nearly 100 years.

Citizens State Bank began business in a room on South Main Street in New Castle. Business proved to be brisk and the bank soon required additional space. It moved to the northeast corner of Main & Broad Streets where the bank’s present day Motor Bank is located. In 1881 Citizens State Bank purchased one of its competitors, Bundy National Bank.

A fire in the winter of 1900 badly damaged the bank’s building and forced a move to temporary quarters down the street.

Citizens State Bank celebrated its 50th anniversary in 1923 by moving to its present location on the southeast corner of Main & Broad Streets. A newspaper account described the bank’s new home as “an elegant building reflecting a classical influence on the outside, while inside an arched skylight the length of the building bathes the brass-barred teller cages in sunlight.”

During the difficult days of The Great Depression, Citizens State Bank used its financially sound position to acquire Central Trust & Savings in 1930. Later in that decade the opportunities arose to assimilate smaller county banks in Lewisville, Mt. Summit and Spiceland. These became offices of Citizens State Bank and made the bank an early pioneer in the concept of “branch banking.”

Citizens State Bank proved to be a pioneer in another area as well. In 1957 the bank began offering the convenience of a drive-up window at its main office. The concept proved so popular with customers that the bank included drive-up windows as it opened new offices within New Castle at Raintree & Payne Village.

Two brothers from Hartford City, John R. & James B. Maddox, learned in May of 1968 that the primary shareholders of Citizens State Bank were interested in selling. The Millikan family, all descendants of the bank’s first president, owned nearly 84% of the stock.

The Maddox brothers operated a family-owned business comprised of a savings & loan association, two banks, a chain of 26 small loan offices in Indiana & Michigan as well as a radio station. Following their service during World War II, the brothers had joined their father, Raymond M. Maddox in helping with the family’s business interests. The elder Mr. Maddox passed away in 1958.

To purchase majority control of Citizens State Bank, the Maddox brothers & other members of their family formed Town Financial Corporation during July 1968 to provide the required capitalization. Negotiations with the Millikan family were finalized & Citizens State Bank officially became a subsidiary of Town Financial Corp. on September 9, 1968.

James B. Maddox, who at the time served as president of First National Bank of Hartford City, moved his family to New Castle to assume the presidency of Citizens State Bank in 1969. He would continue in that capacity until 1979 when took on the additional duties as chairman of the board.

Citizens State Bank celebrated its 100th anniversary in July of 1973 and began a bold expansion of its main office later that year. The project, completed in September 1974, doubled the size of the facility and reaffirmed the bank’s commitment to the future of its home town.

The bank grew rapidly under the leadership of James Maddox with assets tripling in the first eight years following the change in ownership. A new office was opened in a Hooks Drugstore at Washington Square and renovations completed to several other branch offices. Computerized account maintenance was also introduced.

Mr. Maddox stepped aside as president in 1980 with Thomas Wright assuming those duties. Wright was succeeded in 1982 by Donald D. Webber who served in that capacity until his retirement at the end of 1995.

During the 1980s, Citizens State Bank opened three new branches, including its first office outside the confines of Henry County.

An office in the Trojan Plaza Shopping Center located along busy State Road 3 opened in mid-1982. The entire installment lending department that had been located in the bank’s downtown office moved to the site. Customers appreciated the convenient location as well as the expanded evening and Saturday hours; it quickly became the busiest of all the Citizens State Bank locations. Then in 1983 Citizens State collaborated for a second time with Hooks Drugs by opening a banking office in the company’s new Middletown store.

A change to Indiana law permitting banks to branch outside their home counties paved the way to Citizens opening an office in Rushville on November 7, 1988. Located in a busy shopping center on the north side of town, the full-service office complete with drive-up windows and an ATM machine allowed the bank to make inroads into a whole new market.

Citizens State Bank kicked off the 1990s by opening a new office in Knightstown, a community of 8,000 situated in the southwestern tip of Henry County. Like all of its recently opened branch offices, it provided customers with the convenience of expanded hours and a full range of banking services. The office began operation on January 2, 1990.

Gary J. Maddox, the son of James Maddox, was promoted to vice chairman of the board of directors in November 1994. A part of Citizens State since 1984, he has served in a number of different key banking positions. Prior to his promotion, he served as senior vice president and led the mortgage lending department.

Bill Aitchison, another longtime staff member, succeeded Donald D. Webber as president on January 1, 1996. A native of New Castle, Aitchison had become part of Citizens State Bank 22 years earlier following his graduation from Purdue University.

Citizens State Bank observed its 125th anniversary on July 3, 1998, with a gala open house. Those attending enjoyed refreshments and received specially minted brass coins commemorating the event. Serving as an exclamation point to the celebration, the bank sponsored the Fourth of July fireworks display for the 18th straight year at the Henry County Memorial Park.

The bank also continued to improve and renovate its branch facilities. An expansion of its Rushville office was completed at the end of 1998. The Payne Village office, a small, stand-alone structure located in the parking lot of the popular shopping area, moved into larger quarters in the shopping center proper during 1999. The move, which took place over Easter weekend, transformed the office from the smallest to the largest branch facility.

As a new century began, Citizens State Bank concentrated on upgrading its technology to provide a better customer experience. Utilizing the internet, the bank began offering online banking & bill pay service for retail customers, while business customers gained the benefit of a cash management banking solution.

James B. Maddox stepped down as chairman of the board in April 2002 after 34 years of successfully leading Citizens State Bank. During his tenure, the bank had grown from $20 million in assets to over $200 million. Gary Maddox succeeded his father as chairman of the board, guided by the vision that Citizens State Bank will remain a family-owned, community bank.

Seeking additional growth opportunities, Citizens State Bank opened a loan production center in the Madison County community of Pendleton during the summer of 2004. The move allowed the bank to test the market to find out if there was sufficient demand to justify a full-service office. As a result, Citizens State Bank celebrated its 135th anniversary on July 3, 2008, by opening a new branch in downtown Pendleton.