User talk:MoneyManager

Money merge account
I have added a "" template to the article Money merge account, suggesting that it be deleted according to the proposed deletion process. All contributions are appreciated, but I don't believe it satisfies Wikipedia's criteria for inclusion, and I've explained why in the deletion notice (see also "What Wikipedia is not" and Wikipedia's deletion policy). You may contest the proposed deletion by removing the  notice, but please explain why you disagree with the proposed deletion in your edit summary or on its talk page. Also, please consider improving the article to address the issues raised. Even though removing the deletion notice will prevent deletion through the proposed deletion process, the article may still be deleted if it matches any of the speedy deletion criteria or it can be sent to Articles for Deletion, where it may be deleted if consensus to delete is reached.

-- Hi; not to bug you too much, but it is hard for me to see how this single software program is notable beyond a very niche audience, and it is unclear why a user would want to use this software as opposed to any other freely available technique (or alternative mortgage account), such as paying additional principle each month. Contrary to the article's explanation, mortgages which combine a Home equity loan with the base fixed mortgage concept do exist in the United States - see Bankrate's article on this subject.

The Money merge account page also implies this software program can pay a (30-year) mortgage off in 1/3 of the time with little additional effort on the homeowner's part. This is a very big claim - and if so, extraordinary proof needs to be added. The obvious question is "Why isn't everyone doing this?"

Perhaps this software's general solution (and not an ad for it) should be part of a more generalized portion of another Mortgage-related article Cerlyn 08:37, 12 March 2007 (UTC)