User talk:OJTBF

The OJTBF is a not for profit Group Benefits Trust created in 1996 to assist fellow small and mid-sized not for profits in Canada secure large group pricing and service.

Operating in Toronto, Ontario at 515 Consumers Drive (Suite 300), the organization partners with not for profits with the objective of pooling resources together. The OJTBF model allows for plan surpluses to be retained vs. sticking to the insurer as bottom line profit. This model allows for the OJTBF to issue premium rebates with prior year surpluses.

The OJTBF issued a premium rebate in 2010 to all participating organizations equal to 75% of the August 2010 premium statement (which is equal to 6.3% of annual premium).

Website: www.ojtbf.ca