User talk:Pkelsey530

I dunno, is that really loaded wording? I mean I agree with some of the edit... Let me see if I can clarify.... ''Criticizing various financial service providers, often referring to them (or their practices) as "scum," despite their legal standing. He says they prey on the poor. These specifically are:'' I agree on this one, "Defaming" was definately loaded, implying that he was breaking some kind of law by attacking their standing. Payday lenders, on the basis of their usurious APRs and outrageous fees, and I fear that by adding the "and outrageous fees" part, you're going to re-ignite the flame of the anti-DR editors, which is what we've been tirelously fighting for the past few weeks. Ramsey has been criticized in financial circles for offering misleadingly simplistic solutions to financial issues. Just my opinion, but I think this statement would be more correct if we took out the misleadingly in "misleadingly simplistic" and put the complicated back into "complicated financial issues." Because I wouldn't call his statements misleading, especially when he's got a disclaimer after every hour of his show stating "Because your situation is fact dependant, you should additionally seek the advice of a competent financial counselor." But he does often offer simple solutions to overly complicated problems, mostly out of lack of airtime I would imagine. Point being, I dunno if the statement makes much sense in its current form. At any rate, I applaud you for taking a stand and pitching in to help with the article. I'm just hopeing at some point we can get this "Criticism" article down and concensus reached so we can move on and add some more relevant information to it. (which is hard, considering how almost all of it comes from his website or his on-air show)