User talk:Professional Insurance Agents

Insurance
Hello Professional Insurance Agents. If you are affiliated with some of the people, places or things you have written about in the article Insurance, you may have a conflict of interest or close connection to the subject.

All editors are required to comply with Wikipedia's neutral point of view content policy. People who are very close to a subject often have a distorted view of it, which may cause them to inadvertently edit in ways that make the article either too flattering or too disparaging. People with a close connection to a subject are not absolutely prohibited from editing about that subject, but they need to be especially careful about following the reliable sources and writing with as little bias as possible.

If you are very close to a subject, here are some ways you can reduce the risk of problems:


 * 1) Avoid or exercise great caution when editing or creating articles related to you, your organization, or its competitors, as well as projects and products they are involved with.
 * 2) Be cautious about deletion discussions. Everyone is welcome to provide information about independent sources in deletion discussions, but avoid advocating for deletion of articles about your competitors.
 * 3) Avoid linking to the Wikipedia article or website of your organization in other articles (see Spam).
 * 4) Exercise great caution so that you do not accidentally breach Wikipedia's content policies.

Please familiarize yourself with relevant content policies and guidelines, especially those pertaining to neutral point of view, verifiability of information, and autobiographies.

For information on how to contribute to Wikipedia when you have a conflict of interest, please see our frequently asked questions for organizations. Thank you. -- Avi (talk) 23:54, 15 August 2011 (UTC)

PIA is a not-for-profit volunteer-driven insurance trade group for professional independent agents, however, the information we provided was sourced from unbiased groups such as the Insurance Information Institute and the Wall Street Journal. The primary reason we felt the need to add content to this page in the first place is that it already contained some EXTREMELY BIASED and FACTUALLY INACCURATE information on independent agents. Namely the following sentence: "Commissions to agents represent a significant portion of an insurance cost and insurers such as State Farm that sell policies directly via mass marketing campaigns can offer lower prices. The existence and success of companies using insurance agents (with higher prices) is likely due to improved and personalized service.[12]" The article this is sourced from is from 1995 and its facts are dubious. If you check the non-biased sources we cited in our contribution (or search for yourself), you will see that in fact independent agents do NOT have higher prices than direct sellers or captive agents. In fact, commissions to agents represent NO portion of insurance cost to consumers. Insurance carriers include agent commissions as marketing expenses, not as part of policy cost. We're also curious why State Farm is mentioned BY NAME in this sentence as an insurer with low prices. That's practically an endorsement. If that's not biased, we don't know what is.Professional Insurance Agents (talk) 19:49, 16 August 2011 (UTC)

August 2011
Please stop your disruptive editing. If you continue to violate Wikipedia's neutral point of view policy by adding commentary and your personal analysis into articles, as you did at Insurance, you may be blocked from editing. ''You appear to have a conflict of interest in insurance topics. Your contributions are not helpful if you cannot maintain a neutral point of view. This is your second warning in two days. If you continue advocating for independent agents you will be blocked from editing.'' Joja  lozzo  19:21, 16 August 2011 (UTC)

PIA is a not-for-profit volunteer-driven insurance trade group for professional independent agents, however, the information we provided was sourced from unbiased groups such as the Insurance Information Institute and the Wall Street Journal. The primary reason we felt the need to add content to this page in the first place is that it already contained some EXTREMELY BIASED and FACTUALLY INACCURATE information on independent agents. Namely the following sentence: "Commissions to agents represent a significant portion of an insurance cost and insurers such as State Farm that sell policies directly via mass marketing campaigns can offer lower prices. The existence and success of companies using insurance agents (with higher prices) is likely due to improved and personalized service.[12]" The article this is sourced from is from 1995 and its facts are dubious. If you check the non-biased sources we cited in our contribution (or search for yourself), you will see that in fact independent agents do NOT have higher prices than direct sellers or captive agents. In fact, commissions to agents represent NO portion of insurance cost to consumers. Insurance carriers include agent commissions as marketing expenses, not as part of policy cost. We're also curious why State Farm is mentioned BY NAME in this sentence as an insurer with low prices. That's practically an endorsement. If that's not biased, we don't know what is.Professional Insurance Agents (talk) 19:49, 16 August 2011 (UTC)

Blocked
This account has been blocked indefinitely from editing Wikipedia because your username, Professional Insurance Agents, does not meet our username policy. '''Your username is the only reason for this block. You are welcome to choose a new username (see below).''' A username should not be promotional, related to a "real-world" group or organization, misleading, offensive, or disruptive. Also, usernames may not end in the word "bot" unless the account is an approved bot account. You are encouraged to choose a new account name that meets our policy guidelines. Alternatively, if you have already made edits and you wish to keep your existing contributions under a new name, then you may request a change in username by:
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If you feel that you were blocked in error, you may appeal this block by adding below this notice the text, but you should read our guide to appealing blocks first. &mdash; Scientizzle 19:52, 16 August 2011 (UTC)