User talk:Radiochemist

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"Social Network Factor" is not a factor recognized or approved by the FFIEC or any regulatory body. There are three factors approved by the FFIEC and only these three factors are defined in CJIS, FFIEC, HIPAA, and other regulatory guidelines. These three factors are "Something the user knows", "Something the user is", and "Something the user has". Adding other possible factors, such as "someone the user knows", simply confuses individuals who are reading this article in order to comply with regulatory requirements. You might just as easily make up factors such as "Something the user does", "Something the user smells", or "Someplace the user visits". While they may possibly work as authentication factors, they are not approved by the regulatory agencies whose compliance the reader may be attempting to satisfy. — Preceding unsigned comment added by 198.228.216.48 (talk) 23:58, 16 July 2013 (UTC)

Talkback
VQuakr (talk) 07:25, 17 July 2013 (UTC)