User talk:Rafayz

Welcome to Wikipedia. Everyone is welcome to contribute constructively to the encyclopedia. However, please do not add promotional material to articles or other Wikipedia pages. Advertising and using Wikipedia as a "soapbox" are against Wikipedia policy and not permitted. Take a look at the welcome page to learn more about Wikipedia. Thank you. Syrthiss (talk) 18:35, 4 March 2011 (UTC)

Hello Syrthiss, I respect Wikipedia guidelines and adhere to them. Therefore, I fell I should discuss this link with you. Actually I wanted to add-on to this credit card balance transfer article. If one is discussing about credit card balance transfers, then one should not be kept in dark about the usage of credit cards. We are actually unaware of how these credit card companies can eat us by altering Annual Percentage Rate and charging Effective Annual Interest Rate. Moreover, this article should also talk about the reality of different flat rates. If I had to spam or use it for marketing, I could have posted the link of this site on Ezine Articles or Articles Base websites. In They could have generated ample traffic but I feel it's our ethical and moral responsibility to guide users about considerations they have to make while transferring balances from one credit card to another. I also feel that comparison of different credit cards available in the market will give potential customers an insight on the current credit market. Therefore, I request to place this link on this page because I learnt many things regarding credit transfers from this website. The article currently has no citations or references and this link will be very handy for Wikipedia users. I will also add more content in the coming days. Cheers

Rafayz (talk) 19:25, 4 March 2011 (UTC)