Vernon, Florida

Vernon is a city in Washington County, Florida. The population was 732 at the 2020 census, up from 687 at the 2010 census. It is part of the Panama City—Panama City Beach, Florida Metropolitan Statistical Area.

History
Vernon is named for George Washington's Virginia home, Mount Vernon. The pioneer city was the site of a major Native American settlement. Vernon held the county seat until 1927, when the seat was moved to Chipley.

The city sits on the Holmes Creek where, during the 1880s, the creek was used as a shipping route to Bonifay and other nearby municipalities. The creek was also used to ship gopher tortoises due to the high value their shell carried at that time. It was officially incorporated as the City of Vernon in 1926.

Vernon gained infamy in the late 1950s and early 1960s due to the improbably high percentage of residents who put out insurance claims on lost limbs, to the point that many speculated that residents of the city were intentionally dismembering themselves for the insurance money. Although there is no real evidence to support these speculations, these insurance claims from Vernon, with a population of 500–800, accounted for as many as 2/3 of claims nationally.

It became known as "nub city" in the 1950s and 1960s for a high number of limb loss insurance claims made in the area. The city was also featured in Errol Morris' 1981 documentary film Vernon, Florida.

Geography
The approximate coordinates for the City of Vernon is located at 30.62167°N, -85.71167°W (30.621699, –85.711628).

Florida State Road 79 is the main route through the city, and leads north 12 mi to Bonifay along Interstate 10 and southwest 18 mi to Ebro. Another more local road, Florida State Road 277, begins in the city and leads northeast 16 mi to Chipley, the Washington County seat.

According to the United States Census Bureau, the city has a total area of 4.7 sqmi, all land.

Climate
The climate in this area is characterized by hot, humid summers and generally mild winters. According to the Köppen climate classification, the City of Vernon has a humid subtropical climate zone (Cfa).

2010 and 2020 census
As of the 2020 United States census, there were 732 people, 288 households, and 163 families residing in the city.

As of the 2010 United States census, there were 687 people, 462 households, and 306 families residing in the city.

2000 census
As of the census of 2000, there were 743 people, 296 households, and 206 families residing in the city. The population density was 157.3 PD/sqmi. There were 372 housing units at an average density of 78.8 /sqmi. The racial makeup of the city was 77.25% White, 15.75% African American, 2.42% Native American, 0.67% Asian, 0.13% from other races, and 3.77% from two or more races. Hispanic of any race were 1.48% of the population.

There were 296 households, out of which 29.7% had children under the age of 18 living with them, 50.3% were married couples living together, 16.9% had a female householder with no husband present, and 30.4% were non-families. 27.7% of all households were made up of individuals, and 16.6% had someone living alone who was 65 years of age or older. The average household size was 2.38 and the average family size was 2.80.

In the city the population was spread out, with 27.6% under the age of 18, 7.9% from 18 to 24, 24.2% from 25 to 44, 23.7% from 45 to 64, and 16.6% who were 65 years of age or older. The median age was 36 years. For every 100 females, there were 83.5 males. For every 100 females age 18 and over, there were 87.5 males.

The median income for a household in the city was $21,176, and the median income for a family was $24,196. Males had a median income of $20,000 versus $15,938 for females. The per capita income for the city was $11,869. About 21.7% of families and 28.5% of the population were below the poverty line, including 48.8% of those under age 18 and 28.1% of those age 65 or over.

Education
The following public schools within the city are operated by the Washington County School District:
 * Vernon Elementary School
 * Vernon Middle School
 * Vernon High School

The district includes the entire county.