Talk:Discover Card

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Untitled[edit]

DISCOVER CARD SEEKS NEW AD AGENCY Published: November 10, 2005 NEW YORK (AdAge.com) -- Discover Card is conducting a search for a new ad agency, following Goodby Silverstein & Partners’ decision to resign the business. there's your citation —Preceding unsigned comment added by 12.47.15.38 (talk) 17:32, 6 July 2006 (UTC)[reply]

The ability to have the entire balance paid off automatically from a bank account each month.[edit]

Pretty much every card issuer offers this option. Few advertise it and Discover card is no exception. Also this section seems more like an enthusiastic rant from an eager fan than a valid encyclopedia entry.

Where is the verification of this? How is this information referenced?

I suggest removing this section. Dsv1 00:07, 7 May 2007 (UTC)[reply]

Please keep it in. It is true. Need an Affidavit? I will provide one. Bet that I could get 100's of others. Just happened to me and my wife, both loyal Discover holders for years. No explanation was given, nor could one be provided. We both have credit scores above 710, and immaculate credit histories. —Preceding unsigned comment added by 65.29.185.224 (talk) 07:02, 15 January 2008 (UTC)[reply]

Fair use rationale for Image:Discover Network.png[edit]

Image:Discover Network.png is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in Wikipedia articles constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.

Please go to the image description page and edit it to include a fair use rationale. Using one of the templates at Wikipedia:Fair use rationale guideline is an easy way to insure that your image is in compliance with Wikipedia policy, but remember that you must complete the template. Do not simply insert a blank template on an image page.

If there is other other fair use media, consider checking that you have specified the fair use rationale on the other images used on this page. Note that any fair use images uploaded after 4 May, 2006, and lacking such an explanation will be deleted one week after they have been uploaded, as described on criteria for speedy deletion. If you have any questions please ask them at the Media copyright questions page. Thank you.BetacommandBot 02:01, 3 June 2007 (UTC)[reply]

Fair use rationale for Image:Discover Card.png[edit]

Image:Discover Card.png is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in Wikipedia articles constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.

Please go to the image description page and edit it to include a fair use rationale. Using one of the templates at Wikipedia:Fair use rationale guideline is an easy way to insure that your image is in compliance with Wikipedia policy, but remember that you must complete the template. Do not simply insert a blank template on an image page.

If there is other other fair use media, consider checking that you have specified the fair use rationale on the other images used on this page. Note that any fair use images uploaded after 4 May, 2006, and lacking such an explanation will be deleted one week after they have been uploaded, as described on criteria for speedy deletion. If you have any questions please ask them at the Media copyright questions page. Thank you.BetacommandBot 02:01, 3 June 2007 (UTC)[reply]

Fair use rationale for Image:Discover 2go Key Card.png[edit]

Image:Discover 2go Key Card.png is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in Wikipedia articles constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.

Please go to the image description page and edit it to include a fair use rationale. Using one of the templates at Wikipedia:Fair use rationale guideline is an easy way to insure that your image is in compliance with Wikipedia policy, but remember that you must complete the template. Do not simply insert a blank template on an image page.

If there is other other fair use media, consider checking that you have specified the fair use rationale on the other images used on this page. Note that any fair use images uploaded after 4 May, 2006, and lacking such an explanation will be deleted one week after they have been uploaded, as described on criteria for speedy deletion. If you have any questions please ask them at the Media copyright questions page. Thank you.BetacommandBot 02:01, 3 June 2007 (UTC)[reply]

Spinoff in June or September, 2007?[edit]

The intro section states that Morgan Stanley will spin off the Discover unit by June, 2007 (which ends this week.) The Developments section says that the spin off is due within three months, by September, 2007. Does anyone know which one is correct? (And could you then correct it, please? ) --Eliyahu S ^Talk 18:32, 26 June 2007 (UTC)[reply]

Article move[edit]

I think it makes sense to move this article to Discover Financial Services (currently a redirect). Then, Discover Card would become more specifically about the present status and history of the card itself. As it is, the article suffers from split personality disorder (look at the intro, for example). So, for example, Apple Inc. and iMac; Discover Financial Services and Discover Card. Thoughts? j talk 23:35, 24 July 2007 (UTC)[reply]

I agree that the article needs to be split into more than one, because Discover has changed much since it's inception. A perfect example is Discover Network, which now operates similar to Visa and MasterCard, allowing banks other than Discover Bank to issue Discover Network Cards. And then combine this with the acquisition of the Diners Club network, which will be merged with the Discover Network in 2-3 years. I think there should be one article for the network which talks about the network and who the licensees are, and another article about Discover Bank and the cards it issues. Discover Bank is no longer the only issuer of Discover Network Cards. (Technically "Discover Cards" are issued by Discover Bank, while "Discover Network Cards" are any card issued on the network regardless of what bank issued them.) So my vote is yes. --WisTex (talk) 20:02, 28 May 2008 (UTC)[reply]

I agree that the article should be moved or at least the section entitled "Discover Acquires Diners Club International Network" because this is the entity that aquired Diners Club, not Discover Card.--Startstop123 (talk) 14:17, 1 July 2008 (UTC)[reply]

Founding date[edit]

According tot heir website, the "Discover Bank" has been in business in Delware for 95 years. At what point did the Bank become the issuer for "Discover Card" if the card was originally developed by someone else? The article never mentions anything about Discover Bank's affiliation with Discover Card. Erichd (talk) 22:11, 22 September 2008 (UTC)[reply]

Discover Bank was originally named Greenwood Trust or something of that nature, I believe. When Discover bought it a few years back, it was renamed Discover Bank. As I understand it, when one bank or financial institution acquires another, they usually assume the original founding date. It's usually best to say something along the lines of "Discover Bank was founded in 1835 as Greenwood Trust" or something along those lines. user:j (aka justen) 22:53, 22 September 2008 (UTC)[reply]

Green Dot Discover[edit]

Is the Green Dot prepaid Discover card still offered? I don't see any reference to it at the company website. mdkarazim (talk) 16:32, 6 May 2008 (UTC)[reply]

Morgan Stanley Card[edit]

I suggest that this article also mentions the phrase Morgan Stanley Card somewhere. For example: "The Discover Card, also known as the Morgan Stanley Card, is a major credit card [...]" The Morgan Stanley article doesn't mention the phrase/term either, but people use it, Google gives 11,200 hits for it, and Morgan Stanley's website does too (see for example here, which is also the second Google link when searching the phrase). If the Discover Card is not the Morgan Stanley Card - which is very well possible, because I don't know anything about credit card things - it would make even more sense to write something about the Morgan Stanley Card either in this article or in the article about the company. Anyone agree? --82.171.70.54 (talk) 07:54, 9 June 2010 (UTC)[reply]

Discover was spunoff from Morgan Stanley several years ago. Morgan Stanley retained its own small credit card portfolio, marketed under its own name. The Morgan Stanley World MasterCard is a completely separate product from the Discover Card, and they were never one and the same. jæs (talk) 16:31, 9 June 2010 (UTC)[reply]

Bravo Card[edit]

I remember that I had a "Bravo" credit card, issued by Greenwood Trust, sometime in the 90s. As I recall, there was a lot of fanfare when the Bravo Card was released, but it wasn't around for very long, and failed in a huge financial fiasco. Can anyone offer any further information about it? — Preceding unsigned comment added by Jcordone (talk • contribs) 00:47, 9 December 2015 (UTC)[reply]

Recent (2017) acceptance issues in China for Discover chip card[edit]

I do realize when Discover started issuing chip cards for Discover it it won't get accepted in UnionPay POS in mainland China, and I actually experienced this myself when I was in China in 2015 and the terminal would give different error messages when I tried with the chip, and ended up falling back to swipe. My suspicion is the Chinese POS's don't have Discover AID added or recognized, and I would give it some time but apparently this hasn't been changed in 2017.

The only sources I can find regarding this (except for my own experience) are a personal blog and other forums. Here is one: http://web.archive.org/web/20170810223743/http://rapidtravelchai.boardingarea.com/2012/12/28/is-discover-the-best-credit-card-for-china/ (blog, original page is active)

I feel like it's good to have information about chip card acceptance if we write about acceptance on UnionPay network. Anyone got some actual news source, and would personal blogs and forum posts be okay for this issue? -★- PlyrStar93. _{→Message me. 🖉←} 16:16, 11 August 2017 (UTC)[reply]

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