Talk:Lottery games with a lifetime prize

Opening comment
Win For Life also exists as a scratch-off ticket in New Jersey. It's a bad deal--the grand prize being $1,000 a week for life, with NO cash option.

There also exists a NJ Lottery Win For Life scratch-off that offers a prize of $5,000 a week for life.

Most "lifetime" lottery games, however, DO NOT have a cash option. They should be avoided. 216.179.123.201 20:17, 29 April 2007 (UTC)

I know this isn't a messageboard but very briefly explain to me why no cash option is a problem? My paycheck is direct deposit. I would figure getting another direct deposot check for 1000 EVERY week would be awesome. It just goes in the bank, I don't have to think about it. What's the problem? —Preceding unsigned comment added by Utils (talk • contribs) 04:28, 23 September 2008 (UTC)


 * There are many reasons why it makes more sense to play for a lump sum (should you win the lottery) than annuity payments (lifetime or over X number of years.) Lottery winners who have the choice of cash or annuity ALMOST ALWAYS choose lump sum. Getting a "direct deposit" from weekly wages or from Social Security is one thing (there is no way they can pay you in "lump sum")-buying a lottery ticket is different, because you are spending YOUR money to play, and you can choose what game to play-why "waste" your money on a game where you can't collect in lump sum? 207.210.134.83 (talk) 21:36, 18 January 2011 (UTC)
 * Because there's nothing inherently superior about a lump sum. There's always those who say they can get a better return than the lottery's annuity rate, but in reality most winners spend of the principal and never see any return at all. There's actually more money to be had in a non-lump-sum prize. Whether or not that makes for more purchasing power depends on inflation, but that's a different concern. oknazevad (talk) 03:18, 25 September 2012 (UTC)

How much was 1000 dollars worth 50 years ago? How much will 1000 dollars be worth in 50 years? —Preceding unsigned comment added by 72.218.143.248 (talk) 01:44, 28 January 2010 (UTC)
 * So long as you don't screw around with spending all principal as it comes in, and manage to save much of it, the inflation issue will not be a problem.oknazevad (talk) 03:18, 25 September 2012 (UTC)

Requested move 2 May 2016

 * The following is a closed discussion of a requested move. Please do not modify it. Subsequent comments should be made in a new section on the talk page. Editors desiring to contest the closing decision should consider a move review. No further edits should be made to this section. 

The result of the move request was: Moved to Lottery games with a lifetime prize. No objections, and seems reasonable. &mdash; Amakuru (talk) 10:42, 10 May 2016 (UTC)

Win for Life → ? – Please place your rationale for the proposed move here. 207.210.134.83 (talk) 18:06, 2 May 2016 (UTC)
 * The page originally known as Fantasy 5 is now "List of five-number lottery games", a much more neutral term; "Cash 5" is used by more lotteries than "Fantasy 5". The two multi-state games with "lifetime" prizes are Cash4Life and Lucky for Life, so I suggest "Win for Life" be replaced with Lottery games with a lifetime prize. 207.210.134.83 (talk) 18:11, 2 May 2016 (UTC)


 * The above discussion is preserved as an archive of a requested move. Please do not modify it. Subsequent comments should be made in a new section on this talk page or in a move review. No further edits should be made to this section.